Gavop's guide to buying homeowners insurance in Metropolis, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Metropolis, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gibbons St, Skees Rd, Co Rd 200 E, Co Rd 1450 E, Deer Run Rd, Hidden Acres Rd, Parker Dr, Robin Ln, Co Rd 1050 E, Chase Ln | $151,500 | $130,000 | $150,000-$175,000 | $144,500 | $130,000 | $125,000-$150,000 |
| 140E, New Hope Rd, W 3rd St, Kenneth Ln, E 19th St, Massac Rd, Co Rd 1200 N, Co Rd 50 E, Henry Rd, W 5th St | $99,500 | $80,000 | $75,000-$100,000 | $144,500 | $120,000 | $125,000-$150,000 |
| Riepe Ridge Rd, Catherine St, Pineview Ln County Road 720, E 9th St, Co Rd 1700 E, Mount Hebron Rd, Hays Rd, Schneider Rd, Fritz Korte Rd, E 6th St | $55,500 | $40,000 | $25,000-$50,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Austin St, W 5th St, Rosebud Rd, W 19th St, Co Rd 1210 E, Jennings Ln, Unity School Rd, Lincoln St, Co Rd 250 E, Rickard St | $73,500 | $70,000 | $75,000-$100,000 | $74,000 | $60,000 | $75,000-$100,000 |
| Co Rd 1380 N, Airport Rd, Co Rd 1770 N, Briarwood, Scott St, Samantha Ln, Joppa Rd, Baenetted, Pope St, Garden Rd | $103,000 | $90,000 | $100,000-$125,000 | $109,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $667 |
| Superior Protection Discount | -$81 | $733 |
| Fire & Security Discount | -$57 | $757 |
| Hail Resistant Roof Discount | -$24 | $790 |
| Newly Constructed Home Discount | -$163 | $651 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,440 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,054 |
| Home Insurance Company Metropolis, IL | Homeowners Insurance Agency Metropolis, IL | Address | Popularity Score | Distance from Metropolis (miles) |
|---|---|---|---|---|
| State Farm | Bill Ecker | 805 W Deyoung St Ste F, Marion, IL, 62959-1602 | 43.0 | |
| Travelers | Polar Investment & Insurance Services Inc | 300 E Main St Ste 1, Carbondale, IL, 62901 | 49.3 | |
| State Farm | Guy Dimaggio | 129 S Division St, Carterville, IL, 62918-1358 | 47.3 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Pkwy, Carbondale, IL, 62901 | 48.6 | |
| State Farm | John Foster | 616 E 5th St, Metropolis, IL, 62960-2149 | 2.1 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Road Suite 105, Carbondale, IL, 62901 | 49.8 | |
| State Farm | Paul Lawrence | 305 E Broadway Blvd, Johnston City, IL, 62951-1606 | 47.8 | |
| Farmers | Kellie Grant | 1107 N Court St Ste B, Marion, IL, 62959 | 42.9 | |
| Farmers | Larry Uselton | 289 N Lincoln Blvd W, Shawneetown, IL, 62984 | 47.7 | |
| State Farm | Donna Gates | 1520 S 14th St, Herrin, IL, 62948-4126 | 47.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,180 | $560 |
| Massac County, IL | $82,500 | $814 | $590 | $1,160 | $570 |
| Metropolis, IL | $74,300 | $814 | $590 | $1,160 | $570 |
| Golconda No. 2, IL | $76,700 | $564 | $380 | $800 | $420 |
| Pryorsburg, KY | $24,500 | $381 | $260 | $530 | $270 |
| Anna, IL | $79,200 | $574 | $410 | $810 | $400 |
| Columbus, KY | $79,000 | $693 | $460 | $980 | $520 |
| Tywappity, MO | $71,400 | $703 | $470 | $980 | $510 |
| Anniston, MO | $40,900 | $695 | $490 | $990 | $500 |
| Murray, KY | $144,300 | $791 | $570 | $1,080 | $510 |
| Galatia, IL | $73,800 | $553 | $400 | $790 | $390 |