Gavop's guide to buying homeowners insurance in Mount Horeb, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $182,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $145,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $348,500 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $296,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $556 |
| Superior Protection Discount | -$58 | $589 |
| Fire & Security Discount | -$65 | $582 |
| Hail Resistant Roof Discount | -$13 | $634 |
| Newly Constructed Home Discount | -$155 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dane County | $2,500 | $745 | $3,245 | $541 | $3,041 | $203 |
| Mount Horeb, WI | $2,500 | $639 | $3,139 | $464 | $2,964 | $175 |
| Blue Mounds, WI | $200 | $714 | $914 | $519 | $719 | $195 |
| Waunakee, WI | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Prairie du Sac, WI | $100 | $722 | $822 | $525 | $625 | $197 |
| Gotham, WI | $1,000 | $386 | $1,386 | $281 | $1,281 | $106 |
| Rock Grove, IL | $300 | $777 | $1,077 | $564 | $864 | $212 |
| Hickory Grove, WI | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Elba, WI | $200 | $733 | $933 | $533 | $733 | $200 |
| Moundville, WI | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| Shields, WI | $200 | $743 | $943 | $540 | $740 | $203 |
| Beloit, WI | $2,000 | $768 | $2,768 | $558 | $2,558 | $210 |
| Home Insurance Company Mount Horeb, WI | Homeowners Insurance Agency Mount Horeb, WI | Address | Popularity Score | Distance from Mount Horeb (miles) |
|---|---|---|---|---|
| State Farm | Jaysen Jorgensen | 1327 N Wright Rd Ste 6a, Janesville, WI, 53546-1399 | 43.9 | |
| GEICO | Brian Schroeder | 2001 West Beltline Highway Suite 100, Madison, WI, 53713 | 16.2 | |
| Allstate | Amy Esser | 25 Glacier Edge Square, Cross Plains, WI, 53528 | 8.6 | |
| Erie | Senz Insurance Agency Inc. | 630 E Grand Avenue, Beloit, WI, 53512 | 50.0 | |
| State Farm | Jim Dietzen | 1844 Us Hwy 18 151 E, Mount Horeb, WI, 53572-2471 | 0.9 | |
| Farmers | Laura Beck Nielsen | 1915 Winnebago St Ste 102, Madison, WI, 53704 | 19.9 | |
| Allstate | Susan Kempfer-Weeks | 712 S Gammon Rd, Madison, WI, 53719 | 11.9 | |
| Farmers | Debra Armstrong | 621 N Sherman Ave Ste B16, Madison, WI, 53704 | 19.9 | |
| Liberty Mutual | Steven Cunningham | 708 Heartland Trail Ste 1800, Madison, WI, 53717 | 11.1 | |
| Allstate | Michelle Wenzel | 713 S Janesville St, Milton, WI, 53563 | 43.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Dane County, WI | $242,700 | $754 | $500 | $1,030 | $530 |
| Mount Horeb, WI | $236,000 | $647 | $470 | $920 | $450 |
| Blue Mounds, WI | $194,600 | $723 | $530 | $1,030 | $500 |
| Waunakee, WI | $312,900 | $716 | $520 | $990 | $470 |
| Prairie du Sac, WI | $200,700 | $731 | $530 | $1,010 | $480 |
| Gotham, WI | $63,900 | $391 | $270 | $550 | $280 |
| Rock Grove, IL | $148,900 | $786 | $530 | $1,120 | $590 |
| Hickory Grove, WI | $222,400 | $756 | $540 | $1,040 | $500 |
| Elba, WI | $209,900 | $742 | $530 | $1,060 | $530 |
| Moundville, WI | $158,100 | $666 | $450 | $950 | $500 |
| Shields, WI | $218,500 | $752 | $540 | $1,030 | $490 |
| Beloit, WI | $85,200 | $777 | $550 | $1,080 | $530 |