Gavop tells you how to get the best homeowners insurance in Putnam County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $139,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $183,000 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $241,500 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $175,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $627 |
| Superior Protection Discount | -$75 | $672 |
| Fire & Security Discount | -$52 | $694 |
| Hail Resistant Roof Discount | -$15 | $732 |
| Newly Constructed Home Discount | -$149 | $597 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| Putnam County, MO | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Worthington, MO | $200 | $618 | $818 | $449 | $649 | $169 |
| Glenwood, MO | $1,500 | $1,098 | $2,598 | $798 | $2,298 | $300 |
| Rathbun, IA | $200 | $567 | $767 | $412 | $612 | $155 |
| Green, IA | $1,500 | $1,019 | $2,519 | $740 | $2,240 | $278 |
| Mount Moriah, MO | $300 | $620 | $920 | $451 | $751 | $170 |
| Davis City, IA | $700 | $343 | $1,043 | $249 | $949 | $94 |
| Scotland County, MO | $500 | $730 | $1,230 | $531 | $1,031 | $200 |
| Blythedale, MO | $2,000 | $811 | $2,811 | $589 | $2,589 | $222 |
| Edina, MO | $100 | $795 | $895 | $578 | $678 | $217 |
| Wapello County, IA | $700 | $896 | $1,596 | $651 | $1,351 | $245 |
| Home Insurance Company Putnam County, MO | Homeowners Insurance Agency Putnam County, MO | Address | Popularity Score | Distance from Putnam County (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Trager | 112 W Brooks Street, Brookfield, MO, 64628-1606 | 47.9 | |
| State Farm | David Cochran | 2910 Oklahoma Ave, Trenton, MO, 64683-3405 | 41.1 | |
| State Farm | Racquel Schempp | 1220 N Baltimore St, Kirksville, MO, 63501 | 30.0 | |
| State Farm | Chad Davis | 105 E Reed St. Suite D, Edina, MO, 63537 | 49.3 | |
| State Farm | Brett Brewer | 129 S Main St, Memphis, MO, 63555-1423 | 44.5 | |
| Liberty Mutual Independent | Robbins & Black Ins Agency | 1818 E 9th St, Trenton, MO, 64683 | 41.6 | |
| State Farm | Chad Davis | 111 W Jefferson Street, Kirksville, MO, 63501-4627 | 30.1 | |
| State Farm | Racquel Schempp | 200 E 3rd St, Milan, MO, 63556-1338 | 19.9 | |
| State Farm | Tamara Sewell-Brown | 2644 Main St, Unionville, MO, 63565-1078 | 0.1 | |
| State Farm | Robin Black | 112 W Brooks St, Brookfield, MO, 64628-1606 | 47.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,510 | $740 |
| Putnam County, MO | $84,500 | $747 | $510 | $1,040 | $530 |
| Putnam County, MO | $84,500 | $747 | $510 | $1,030 | $520 |
| Worthington, MO | $27,900 | $626 | $460 | $880 | $420 |
| Glenwood, MO | $155,800 | $1,111 | $760 | $1,590 | $830 |
| Rathbun, IA | $71,700 | $574 | $380 | $790 | $410 |
| Green, IA | $227,800 | $1,031 | $700 | $1,430 | $730 |
| Mount Moriah, MO | $28,300 | $628 | $450 | $890 | $440 |
| Davis City, IA | $31,300 | $347 | $250 | $480 | $230 |
| Scotland County, MO | $82,000 | $739 | $500 | $1,020 | $520 |
| Blythedale, MO | $67,800 | $821 | $590 | $1,130 | $540 |
| Edina, MO | $64,100 | $805 | $560 | $1,140 | $580 |
| Wapello County, IA | $81,000 | $907 | $610 | $1,290 | $680 |