Gavop's guide to buying homeowners insurance in Stratford, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stratford, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Swarthmore Ave, Green Tree Rd, Arlington Ave, Academy Dr, Parkview Rd, Brynmawr Ave, Longwood Ct, Chase Dr, W Vassar Ave, Dobbs Dr | $269,000 | $240,000 | $250,000-$300,000 | $218,500 | $180,000 | $200,000-$250,000 |
| Minnehaha Rd, Homestead Rd, Longwood Dr, Sterling Ter, Navajo Rd, Winding Way Rd, Webster Ave, Rexford Dr, Laurel Rd E, Hiawatha Rd | $194,500 | $170,000 | $200,000-$250,000 | $291,500 | $240,000 | $200,000-$250,000 |
| Hunt Ave, Duke Ave, Liberty Dr, Washington Blvd, Warwick Rd, Kirkwood Ave, Vassar Ave, Knoll Ct, Wykagyl Rd, Wellington Ave | $243,000 | $210,000 | $250,000-$300,000 | $235,500 | $220,000 | $200,000-$250,000 |
| Fox Ridge Dr, Laureba Ave, Rolling Rd, Buttonwood Rd, Oak Ct, Bucknell Ave, Eaton Ct, Nancy Rd, Wakonda Rd, S Warwick Rd | $197,000 | $190,000 | $175,000-$200,000 | $315,000 | $270,000 | $300,000-$350,000 |
| Temple Ave, Sycamore Ct, Overhill Rd, Pocahontas Rd, Coolidge Ave, Oak Dr, Timber Creek Rd, W Harvard Ave, Ogg Ave, Suburban Ter | $211,500 | $190,000 | $175,000-$200,000 | $465,000 | $430,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $570 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$55 | $632 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$151 | $536 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,344 |
| Hail Damage | $4,524 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
| Home Insurance Company Stratford, NJ | Homeowners Insurance Agency Stratford, NJ | Address | Popularity Score | Distance from Stratford (miles) |
|---|---|---|---|---|
| State Farm | Ryan Salonia | 3728 Hwy 9, Howell, NJ, 07731-3346 | 47.4 | |
| Liberty Mutual Independent | The Barclay Group | 202 Broad St, Riverton, NJ, 8077 | 12.4 | |
| State Farm | Ellen Nita | 33 State Rd Ste A1, Princeton, NJ, 08540-1304 | 41.4 | |
| Farmers | Debra Tucker | 225 Berlin Rd Ste 2, Cherry Hill, NJ, 8034 | 4.3 | |
| State Farm | Tim Johnson | 1007 Mantua Pike, Woodbury, NJ, 08096-3963 | 8.0 | |
| Allstate | Jennifer Ward | 1201 Black Horse Pike, Glendora, NJ, 8029 | 3.1 | |
| Farmers | Charles Schwartz | 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002 | 6.7 | |
| Travelers | Franchino Agency | 856 Route 206 Suite B11, Hillsborough, NJ, 8844 | 48.8 | |
| Travelers | Tanover Professional Associates Inc | 239 E Clements Bridge Rd, Runnemede, NJ, 8078 | 3.3 | |
| Allstate | Jewell Lucas | 12 Eagle Plaza, Voorhees, NJ, 8043 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,480 | $760 |
| Camden County, NJ | $193,500 | $818 | $560 | $1,150 | $590 |
| Stratford, NJ | $181,700 | $687 | $460 | $950 | $490 |
| Swarthmore, PA | $387,800 | $912 | $610 | $1,290 | $680 |
| Chester, PA | $67,300 | $846 | $580 | $1,180 | $600 |
| Haverford, PA | $315,700 | $1,000 | $690 | $1,410 | $720 |
| Wyndmoor, PA | $296,100 | $833 | $600 | $1,150 | $550 |
| Trainer, PA | $103,500 | $603 | $440 | $860 | $420 |
| Maple Glen, PA | $388,300 | $914 | $660 | $1,270 | $610 |
| Westtown, PA | $423,300 | $1,028 | $750 | $1,430 | $680 |
| Red Lion, DE | $314,200 | $717 | $570 | $950 | $380 |
| Beach Haven, NJ | $722,900 | $2,214 | $1,590 | $3,030 | $1,440 |
| South Brunswick, NJ | $410,000 | $943 | $680 | $1,350 | $670 |