Gavop shows you how to buy homeowners insurance in San Lorenzo, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $169,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $315,000 | $290,000 | $350,000-$400,000 |
| 4 Bedroom | $448,500 | $390,000 | $500,000-$600,000 |
| 5 Bedroom | $350,500 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $897 |
| Superior Protection Discount | -$106 | $950 |
| Fire & Security Discount | -$84 | $971 |
| Hail Resistant Roof Discount | -$21 | $1,034 |
| Newly Constructed Home Discount | -$264 | $791 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,386 |
| Home Insurance Company San Lorenzo, CA | Homeowners Insurance Agency San Lorenzo, CA | Address | Popularity Score | Distance from San Lorenzo (miles) |
|---|---|---|---|---|
| State Farm | Rolando Suarez | 696 E Santa Clara St Ste 110, San Jose, CA, 95112-1911 | 26.9 | |
| State Farm | Kelly Lux | 564 Park St, Alameda, CA, 94501-6233 | 8.5 | |
| State Farm | Jerry Garcia | 15200 Hesperian Blvd Ste 102, San Leandro, CA, 94578-3955 | 1.7 | |
| State Farm | Alan Naguit | 333 Gellert Blvd Ste 101, Daly City, CA, 94015-2614 | 18.3 | |
| State Farm | Hera Tong Gutierrez | 32145 Alvrdo Niles Rd Ste 205, Union City, CA, 94587-2930 | 6.9 | |
| State Farm | Ken Ericson | 201 Macarthur Blvd, San Leandro, CA, 94577-2108 | 4.6 | |
| State Farm | Larry Damaser | 6473 Sierra Ln, Dublin, CA, 94568-2796 | 12.4 | |
| State Farm | Pirie Jensen | 1871 The Alameda Ste 120, San Jose, CA, 95126-1752 | 25.9 | |
| State Farm | Lorin Young | 16848 Alisal Ct, San Lorenzo, CA, 94580-1712 | 1.5 | |
| State Farm | Adrian Stovall | 22544 2nd St, Hayward, CA, 94541-4124 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| San Lorenzo, CA | $476,600 | $1,055 | $780 | $1,430 | $650 |
| Emerald Lake Hills, CA | $1,547,300 | $790 | $580 | $1,070 | $490 |
| Stanford, CA | $1,591,300 | $935 | $690 | $1,270 | $580 |
| Woodside, CA | $2,000,001 | $938 | $690 | $1,280 | $590 |
| El Granada, CA | $916,500 | $2,399 | $1,780 | $3,260 | $1,480 |
| Pinole, CA | $431,800 | $877 | $650 | $1,190 | $540 |
| Bay Point, CA | $251,700 | $671 | $500 | $910 | $410 |
| East Contra Costa, CA | $433,900 | $1,243 | $920 | $1,690 | $770 |
| Pescadero, CA | $727,700 | $2,023 | $1,500 | $2,750 | $1,250 |
| Silverado Resort, CA | $1,203,700 | $2,864 | $2,120 | $3,900 | $1,780 |
| Taft Mosswood, CA | $161,200 | $600 | $440 | $820 | $380 |