Gavop's guide to buying homeowners insurance in McCormick County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| McCormick County, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Yacht Club Dr, Morton Rd, Crown Pt, Mulberry Ln, Vista Pl, Churchview St, Pleasantville Ln, Joe Tomkins Rd, Alpha Loop, Mt View Rd | $147,000 | $120,000 | $150,000-$175,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Morrah Bridge Rd, S Main St, John Lyon Rd, Palmer Ln, State Hwy 23, Sandover Ct, State Rd S-33-347, Cove Pt Ln, Village Cir, Ducworth Ln | $295,500 | $250,000 | $300,000-$350,000 | $128,000 | $120,000 | $125,000-$150,000 |
| Fox Rd, Savannah Cir, Philpot Rd, Pine St, Fishing Village Rd, Minnie Cunningham Rd, State Hwy 28 S, Squirrel Dr, Palmetto Dr, Jeffrey Ln | $80,000 | $70,000 | $75,000-$100,000 | $62,000 | $60,000 | $50,000-$75,000 |
| Toby Joe Ln, Barksdale Ferry Rd, McIntosh Rd, Savannah Pl, Evergreen Ln, Smart Cir, Willie Tatum Rd, Hammond St, Yarbough Ln, State Rd S-33-76 | $249,000 | $220,000 | $200,000-$250,000 | $134,000 | $120,000 | $125,000-$150,000 |
| Boyd Nelson Rd, Church St, Gable Cove, Windwood Pt, Arrowhead Rd, Old Edgefield Rd, Jasper Rd, Shenandoah Cir, Big Tree Ct, Dillashaw Rd | $142,000 | $110,000 | $125,000-$150,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $565 |
| Superior Protection Discount | -$61 | $612 |
| Fire & Security Discount | -$61 | $612 |
| Hail Resistant Roof Discount | -$13 | $659 |
| Newly Constructed Home Discount | -$135 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McCormick County | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| McCormick County, SC | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| Pleasant Lane, SC | $100 | $788 | $888 | $573 | $673 | $215 |
| Kirksey, SC | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Calhoun Falls, SC | $200 | $354 | $554 | $257 | $457 | $97 |
| Antreville-Lowndesville, SC | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Rayle, GA | $300 | $561 | $861 | $408 | $708 | $153 |
| Burnettown, SC | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| Panhandle, GA | $300 | $542 | $842 | $394 | $694 | $148 |
| Hartwell, GA | $1,500 | $708 | $2,208 | $514 | $2,014 | $193 |
| Newberry, SC | $200 | $799 | $999 | $581 | $781 | $218 |
| Home Insurance Company McCormick County, SC | Homeowners Insurance Agency McCormick County, SC | Address | Popularity Score | Distance from McCormick County (miles) |
|---|---|---|---|---|
| State Farm | Matt Davis | 906b S Broad St, Clinton, SC, 29325-2866 | 46.0 | |
| State Farm | Amanda Thompson | 1406 Anderson St, Belton, SC, 29627-2414 | 43.4 | |
| Allstate | Andrew Siders | 556 Silver Bluff Rd, Aiken, SC, 29803 | 42.8 | |
| Travelers | The Brown Agency | 511 W Greenwood St, Abbeville, SC, 29620 | 19.0 | |
| State Farm | Terence Hassan | 1815 E Greenville St Ste B, Anderson, SC, 29621-2085 | 47.8 | |
| Travelers | Palmetto Insurance | 715 Anderson St, Belton, SC, 29627 | 44.3 | |
| State Farm | Rachel Keeter | 115 S Main St, Abbeville, SC, 29620-2403 | 19.5 | |
| State Farm | Jimmy Rooney | 1820 Jefferson Davis Hwy, Graniteville, SC, 29829-4032 | 37.3 | |
| Allstate | Melissa Moski | 1032 Richland Ave W, Aiken, SC, 29801 | 40.7 | |
| Nationwide | Richard W Wilson | 805 W Greenwood Street, Abbeville, SC, 29620-2552 | 18.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $710 | $1,370 | $660 |
| McCormick County, SC | $116,600 | $673 | $460 | $930 | $470 |
| McCormick County, SC | $116,600 | $673 | $480 | $940 | $460 |
| Pleasant Lane, SC | $116,100 | $798 | $580 | $1,130 | $550 |
| Kirksey, SC | $103,100 | $712 | $510 | $990 | $480 |
| Calhoun Falls, SC | $56,800 | $358 | $240 | $500 | $260 |
| Antreville-Lowndesville, SC | $110,700 | $763 | $550 | $1,090 | $540 |
| Rayle, GA | $71,900 | $568 | $410 | $780 | $370 |
| Burnettown, SC | $122,300 | $837 | $600 | $1,150 | $550 |
| Panhandle, GA | $69,200 | $549 | $380 | $780 | $400 |
| Hartwell, GA | $120,300 | $717 | $510 | $1,020 | $510 |
| Newberry, SC | $82,200 | $809 | $550 | $1,110 | $560 |