Gavop shows you how to buy homeowners insurance in York County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| York County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mobile Dr, N Hartman St, Saddle Hill Rd, Hemlock Dr, Strickler School Rd, W Pennsylvania Ave, Mead Hill Rd, S Pershing Ave, West St, Eastpoint Dr | $223,500 | $180,000 | $250,000-$300,000 | $189,000 | $160,000 | $200,000-$250,000 |
| Loucks Pl, Laurel Trl, S Lewisberry Rd, Farm Ct, Maul Ave, Trout School Rd, Newcomer Rd, Baltimore Rd, Mimosa Dr, Kunkle Ln | $104,000 | $90,000 | $100,000-$125,000 | $130,000 | $120,000 | $100,000-$125,000 |
| Autumnwood Ave, Seminole Dr, Equestrian Dr, School Rd, T701, Starfire Dr, State Rte 4045, Albright Ln, Crabapple Ct, Devonshire Ct | $278,500 | $250,000 | $300,000-$350,000 | $136,000 | $120,000 | $125,000-$150,000 |
| S Ogontz St, Cherry Rd, N Front St Exd, Starview Dr, Tree Hollow Dr, Johnny Dr, State Rte 1014, Bribery Ln, Hawthorne Rd, T843 | $158,000 | $140,000 | $150,000-$175,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Penza Ct, T575, Denny Ln, State Rte 4004, White St, Cometlight Dr, Grant St, Morari Dr, S 8th St, Sweetgum Ct | $162,500 | $140,000 | $150,000-$175,000 | $206,500 | $200,000 | $200,000-$250,000 |
| Friar Dr, N Hartley St, T517, State Rte 3006, Benedicts Rd, Sechrist Flat Rd, Dexter Dr, T522, Kern Dr, Maine Aly | $151,000 | $130,000 | $150,000-$175,000 | $138,500 | $130,000 | $150,000-$175,000 |
| Independence Ave, Gregory Rd, Edgar Woods Rd, Hope Ln, T422, Valley Green Rd, N Wynd Ave, Hope Rd, Dundee Rd, Virginia Ave | $104,000 | $100,000 | $100,000-$125,000 | $83,000 | $80,000 | $50,000-$75,000 |
| T370, N Yale St, Cimmeron Rd, Zeigler Rd, Farmview Dr, Amy Ave, Woods Rd, Brook Ln, N Winding Rd, Starlite Dr | $197,000 | $170,000 | $200,000-$250,000 | $199,500 | $170,000 | $200,000-$250,000 |
| Cleveland Ave, S Fileys Rd, Brittany Ct, Smeltzer Rd, Franlyn Dr, Ironstone Hill Way, Hess Farm Rd, Fuller Ct, Winding Oak Dr, Meadowview Rd | $237,500 | $220,000 | $200,000-$250,000 | $106,000 | $100,000 | $100,000-$125,000 |
| Penn Blvd, Harrisburg Pike, Lacey Ln, Sitler Ln, Millards Way, Foxwald Ln, Clary Way, Centerview Ave, Westly Dr, Ymca Dr | $168,500 | $150,000 | $175,000-$200,000 | $133,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $614 |
| Superior Protection Discount | -$72 | $650 |
| Fire & Security Discount | -$51 | $672 |
| Hail Resistant Roof Discount | -$22 | $701 |
| Newly Constructed Home Discount | -$188 | $535 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $2,500 | $714 | $3,214 | $519 | $3,019 | $195 |
| York County, PA | $1,000 | $714 | $1,714 | $519 | $1,519 | $195 |
| North Codorus, PA | $300 | $632 | $932 | $459 | $759 | $173 |
| Bendersville, PA | $1,000 | $731 | $1,731 | $531 | $1,531 | $200 |
| Dickinson, PA | $200 | $716 | $916 | $520 | $720 | $196 |
| South Lebanon, PA | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Kirkwood, PA | $300 | $850 | $1,150 | $617 | $917 | $232 |
| Miller, PA | $2,000 | $734 | $2,734 | $533 | $2,533 | $201 |
| East Nottingham, PA | $400 | $783 | $1,183 | $569 | $969 | $214 |
| Porter, PA | $2,000 | $544 | $2,544 | $396 | $2,396 | $149 |
| Chambersburg, PA | $100 | $662 | $762 | $481 | $581 | $181 |
| Leitersburg, MD | $1,000 | $820 | $1,820 | $596 | $1,596 | $224 |
| Home Insurance Company York County, PA | Homeowners Insurance Agency York County, PA | Address | Popularity Score | Distance from York County (miles) |
|---|---|---|---|---|
| State Farm | Lisa Pate | 524 Greenbriar Rd Ste 1, York, PA, 17404-1335 | 4.6 | |
| Erie | Basile Insurance Agency Llc | 2210 W Market Street, York, PA, 17404 | 3.2 | |
| State Farm | Patrick Bury | 2206 S Queen St, York, PA, 17402-4629 | 2.3 | |
| Travelers | Jeffers Insurance Agency | 1010 Windsor Rd, Red Lion, PA, 17356 | 5.9 | |
| State Farm | Bob Perritt | 815 Edgewood Rd, York, PA, 17402-4325 | 4.5 | |
| State Farm | John Conner | 1153 Penn Ave, Wyomissing, PA, 19610-2033 | 49.5 | |
| State Farm | Josh Grove | 4315 W Market St, York, PA, 17408-5937 | 4.7 | |
| Erie | The Hess Agency | 2990 Mount Joy Road, Manheim, PA, 17545 | 19.3 | |
| Erie | Dennis Z Smith Insurance Agency | 3621 E Market Street, York, PA, 17402 | 5.8 | |
| State Farm | Chuck Weed | 300 Limestone Rd, Oxford, PA, 19363-1233 | 41.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| York County, PA | $170,300 | $723 | $490 | $1,030 | $540 |
| York County, PA | $170,300 | $723 | $530 | $1,000 | $470 |
| North Codorus, PA | $179,000 | $639 | $460 | $910 | $450 |
| Bendersville, PA | $168,000 | $740 | $530 | $1,040 | $510 |
| Dickinson, PA | $234,800 | $725 | $500 | $1,000 | $500 |
| South Lebanon, PA | $167,800 | $688 | $470 | $970 | $500 |
| Kirkwood, PA | $233,300 | $860 | $580 | $1,220 | $640 |
| Miller, PA | $169,600 | $743 | $530 | $1,020 | $490 |
| East Nottingham, PA | $274,400 | $792 | $540 | $1,090 | $550 |
| Porter, PA | $83,500 | $551 | $390 | $790 | $400 |
| Chambersburg, PA | $158,100 | $671 | $480 | $930 | $450 |
| Leitersburg, MD | $210,400 | $830 | $660 | $1,050 | $390 |