Gavop's guide to buying homeowners insurance in Big Lick, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $79,500 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $112,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $214,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $114,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $591 |
| Superior Protection Discount | -$64 | $647 |
| Fire & Security Discount | -$64 | $647 |
| Hail Resistant Roof Discount | -$14 | $697 |
| Newly Constructed Home Discount | -$206 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stanly County | $2,000 | $748 | $2,748 | $544 | $2,544 | $205 |
| Big Lick, NC | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Midland, NC | $100 | $895 | $995 | $651 | $751 | $245 |
| Steeles, NC | $2,000 | $464 | $2,464 | $337 | $2,337 | $127 |
| Landis, NC | $100 | $820 | $920 | $596 | $696 | $224 |
| Salisbury, NC | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| Ruby, SC | $500 | $688 | $1,188 | $500 | $1,000 | $188 |
| Mount Ulla, NC | $2,000 | $1,015 | $3,015 | $737 | $2,737 | $277 |
| Lexington, NC | $400 | $703 | $1,103 | $511 | $911 | $192 |
| Lake Norman of Catawba, NC | $1,500 | $994 | $2,494 | $722 | $2,222 | $272 |
| Dallas, NC | $300 | $681 | $981 | $495 | $795 | $186 |
| Statesville, NC | $2,000 | $662 | $2,662 | $481 | $2,481 | $181 |
| Home Insurance Company Big Lick, NC | Homeowners Insurance Agency Big Lick, NC | Address | Popularity Score | Distance from Big Lick (miles) |
|---|---|---|---|---|
| Erie | Carey Insurance Agency Inc. | 4452 Railroad Avenue, Harrisburg, NC, 28075 | 19.4 | |
| Erie | Trey W Siner Insurance & Investment Group | 247 Church Street N, Concord, NC, 28025 | 19.6 | |
| Liberty Mutual Independent | Uwharrie Insurance Agency Llc | 134 N Highway 49, Richfield, NC, 28137 | 16.9 | |
| State Farm | Maeghan Mckenzie | 819 Central Ave, Charlotte, NC, 28204-2025 | 28.3 | |
| State Farm | Todd Younker | 7725 Mthw Mt Hl Rd, Mint Hill, NC, 28227-7598 | 19.0 | |
| State Farm | Jeff Genant | 15105 Jhn J Dlany Dr Ste L, Charlotte, NC, 28277-2847 | 32.2 | |
| Liberty Mutual Independent | Bear Insurance Service | 602 Main St W, Locust, NC, 28097 | 6.3 | |
| Travelers | Advantage Insurance | 160 North 1st St Ste 33, Albemarle, NC, 28001 | 10.8 | |
| State Farm | Lou Lagana | 101 Oakley Dr, Harrisburg, NC, 28075-9401 | 19.9 | |
| Travelers | Carolina Insurance Solutions Of The Piedmont | 17206 Lancaster Hwy Ste 506, Charlotte, NC, 28277 | 33.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,260 | $610 |
| Stanly County, NC | $133,000 | $758 | $550 | $1,050 | $500 |
| Big Lick, NC | $148,900 | $711 | $510 | $990 | $480 |
| Midland, NC | $164,200 | $906 | $640 | $1,280 | $640 |
| Steeles, NC | $72,800 | $470 | $330 | $650 | $320 |
| Landis, NC | $144,600 | $830 | $610 | $1,170 | $560 |
| Salisbury, NC | $124,300 | $720 | $500 | $1,030 | $530 |
| Ruby, SC | $100,800 | $696 | $470 | $960 | $490 |
| Mount Ulla, NC | $200,000 | $1,027 | $690 | $1,430 | $740 |
| Lexington, NC | $122,600 | $712 | $520 | $1,000 | $480 |
| Lake Norman of Catawba, NC | $356,900 | $1,006 | $710 | $1,380 | $670 |
| Dallas, NC | $124,000 | $689 | $490 | $990 | $500 |
| Statesville, NC | $119,500 | $670 | $480 | $930 | $450 |