Gavop shows you how to buy homeowners insurance in Wichita County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $115,500 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $246,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $287,000 | $270,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$228 | $1,111 |
| Superior Protection Discount | -$120 | $1,218 |
| Fire & Security Discount | -$120 | $1,218 |
| Hail Resistant Roof Discount | -$40 | $1,298 |
| Newly Constructed Home Discount | -$388 | $950 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wichita County | $2,000 | $1,322 | $3,322 | $961 | $2,961 | $361 |
| Wichita County, TX | $2,000 | $1,322 | $3,322 | $961 | $2,961 | $361 |
| Wichita County, TX | $100 | $1,322 | $1,422 | $961 | $1,061 | $361 |
| Electra, TX | $2,500 | $1,233 | $3,733 | $896 | $3,396 | $337 |
| Southwest Cotton, OK | $300 | $1,160 | $1,460 | $843 | $1,143 | $317 |
| Harrold-Oklaunion, TX | $1,500 | $1,525 | $3,025 | $1,109 | $2,609 | $417 |
| Bellevue-Joy, TX | $500 | $1,552 | $2,052 | $1,128 | $1,628 | $424 |
| Indiahoma, OK | $1,500 | $911 | $2,411 | $662 | $2,162 | $249 |
| Addington, OK | $500 | $865 | $1,365 | $628 | $1,128 | $236 |
| Altus South, OK | $2,500 | $1,062 | $3,562 | $772 | $3,272 | $290 |
| South Jefferson, OK | $200 | $862 | $1,062 | $626 | $826 | $235 |
| Elmer, OK | $2,500 | $1,000 | $3,500 | $727 | $3,227 | $273 |
| Home Insurance Company Wichita County, TX | Homeowners Insurance Agency Wichita County, TX | Address | Popularity Score | Distance from Wichita County (miles) |
|---|---|---|---|---|
| State Farm | Morris Stone | 2106 9th St # B, Wichita Falls, TX, 76301-4134 | 13.2 | |
| State Farm | Tim Short | 2608 Kemp Blvd, Wichita Falls, TX, 76309-5351 | 13.0 | |
| State Farm | Cheryl Botkin | 2925 Southwest Pkwy, Wichita Falls, TX, 76308-4100 | 13.7 | |
| Allstate | Amaryllis Mullins | 4210 Kell Blvd Ste 106, Wichita Falls, TX, 76309 | 12.3 | |
| State Farm | Jeff Rhoades | 118 West Park, Iowa Park, TX, 76367-2805 | 3.8 | |
| State Farm | Tracey Denson | 2207 Brook Ave Ste A, Wichita Falls, TX, 76301-6139 | 14.0 | |
| Travelers | Barnard Insurance Agency Llp | 1100 8th St, Wichita Falls, TX, 76301 | 13.9 | |
| Farmers | Doug Chaney | 3915field Rd Ste A, Wichita Falls, TX, 76308 | 12.9 | |
| Farmers | James Brock | 3305 Wilbarger St, Vernon, TX, 76384 | 35.3 | |
| Farmers | Donald Cowman | 2014 Kell Blvd Ste A, Wichita Falls, TX, 76301 | 13.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Wichita County, TX | $93,200 | $1,338 | $880 | $2,060 | $1,180 |
| Wichita County, TX | $93,200 | $1,338 | $880 | $2,060 | $1,180 |
| Wichita County, TX | $93,200 | $1,338 | $880 | $2,060 | $1,180 |
| Electra, TX | $51,400 | $1,248 | $820 | $1,920 | $1,100 |
| Southwest Cotton, OK | $86,900 | $1,174 | $850 | $1,670 | $820 |
| Harrold-Oklaunion, TX | $105,700 | $1,544 | $1,020 | $2,380 | $1,360 |
| Bellevue-Joy, TX | $111,900 | $1,571 | $1,040 | $2,420 | $1,380 |
| Indiahoma, OK | $58,800 | $922 | $630 | $1,280 | $650 |
| Addington, OK | $53,800 | $875 | $600 | $1,210 | $610 |
| Altus South, OK | $75,500 | $1,075 | $770 | $1,470 | $700 |
| South Jefferson, OK | $53,400 | $872 | $620 | $1,230 | $610 |
| Elmer, OK | $68,500 | $1,012 | $740 | $1,390 | $650 |