Gavop tells you how to get the best homeowners insurance in Covington County, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $66,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $120,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $171,000 | $160,000 | $125,000-$150,000 |
| 5 Bedroom | $288,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $769 |
| Superior Protection Discount | -$93 | $834 |
| Fire & Security Discount | -$93 | $834 |
| Hail Resistant Roof Discount | -$19 | $908 |
| Newly Constructed Home Discount | -$269 | $658 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Covington County | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Covington County, AL | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Andalusia, AL | $200 | $796 | $996 | $578 | $778 | $218 |
| Gantt, AL | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Paxton-Darlington, FL | $500 | $898 | $1,398 | $653 | $1,153 | $245 |
| Baker, FL | $700 | $959 | $1,659 | $697 | $1,397 | $262 |
| Glenwood, AL | $300 | $525 | $825 | $381 | $681 | $143 |
| Conecuh County, AL | $1,500 | $690 | $2,190 | $501 | $2,001 | $188 |
| Brewton, AL | $300 | $852 | $1,152 | $619 | $919 | $233 |
| Daleville, AL | $2,000 | $891 | $2,891 | $648 | $2,648 | $244 |
| Hartford, AL | $300 | $857 | $1,157 | $623 | $923 | $234 |
| Forest Home, AL | $1,000 | $896 | $1,896 | $651 | $1,651 | $245 |
| Home Insurance Company Covington County, AL | Homeowners Insurance Agency Covington County, AL | Address | Popularity Score | Distance from Covington County (miles) |
|---|---|---|---|---|
| State Farm | Al Snellgrove | 1384 S Forest Ave, Luverne, AL, 36049-7311 | 33.1 | |
| Travelers | Horton Insurance | Po Box 2190, East Brewton, AL, 36427 | 38.1 | |
| State Farm | Jenna Mack | 209 N Us Highway 231, Ozark, AL, 36360-4865 | 48.5 | |
| Allstate | David Brooks | 1831 E Three Notch St, Andalusia, AL, 36421 | 5.6 | |
| State Farm | Sharyn Smith | 1805 E Three Notch St Ste 4, Andalusia, AL, 36421-2403 | 5.4 | |
| State Farm | Michael Cornett | 806 Boll Weevil Cir, Enterprise, AL, 36330-2079 | 36.8 | |
| State Farm | Brian Moss | 631 Willow Ln Ste M, Greenville, AL, 36037-8028 | 43.3 | |
| Allstate | Christopher Jackson | 408 River Falls St, Andalusia, AL, 36420 | 5.3 | |
| Allstate | Gary Maddox | 510 N Main St, Opp, AL, 36467 | 11.9 | |
| Travelers | Southeast Insurance & Real Estate | 416 N Claxton Ave, Elba, AL, 36323 | 25.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,660 | $810 |
| Covington County, AL | $96,200 | $926 | $620 | $1,270 | $650 |
| Covington County, AL | $96,200 | $926 | $640 | $1,290 | $650 |
| Andalusia, AL | $95,300 | $806 | $570 | $1,140 | $570 |
| Gantt, AL | $79,000 | $851 | $580 | $1,180 | $600 |
| Paxton-Darlington, FL | $100,800 | $909 | $710 | $1,220 | $510 |
| Baker, FL | $170,600 | $971 | $760 | $1,300 | $540 |
| Glenwood, AL | $38,400 | $531 | $380 | $760 | $380 |
| Conecuh County, AL | $76,100 | $698 | $510 | $960 | $450 |
| Brewton, AL | $106,300 | $863 | $630 | $1,190 | $560 |
| Daleville, AL | $114,600 | $902 | $660 | $1,250 | $590 |
| Hartford, AL | $107,400 | $868 | $600 | $1,220 | $620 |
| Forest Home, AL | $87,200 | $907 | $630 | $1,300 | $670 |