What Makes Your Arroyo Grande, CA Home Insurance Cheap or Expensive

Arroyo Grande, CA homeowners insurance rate is about $1416 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Arroyo Grande, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Anna Cir, Borega Ln, Nathan Way, Doty Dr, Noddy Ct, Contessa Way, Corte de Mayo, Saltillo Way, Tolbert Pl, Holder Park Ln $1,088
Riata Ln, Broken Arroyo Rd, Everglade Rd, Rim Rock Rd, Cougar Canyon Way, Longhorn Ln, Deer Cyn Rd, Bramble Rd, el Cazador Way, Dane Crest Dr $2,268
Quail Oaks Ln, Park View Ln, Callisto Ln, Sweet Donna Pl, Jupiter Dr, la Camarilla Pl, Easy Ln, Hill St, Lema Dr, Crosby Way $930
Clinton Ct, Oakwood Ct, Spanish Moss Ln, Stagecoach Rd, Lamplighter Ln, Deer Trail Cir, Plomo Ct, N Mason St, Station Way, Hodges Rd $1,224
E Branch St, Souza Dr, Sequoia Ln, Belanger Dr, Carrillo St, Amelia Ct, Haley Ct, Lassen Dr, N Mallagh St, S Wilson St $1,004

Cost of Arroyo Grande, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Blacklake, CA $637400 30 year old $1,853
Los Ranchos, CA $876000 New Home $1,811
Santa Maria, CA $325800 40 year old $856
Orcutt, CA $367500 Above 50 year old $859
Atascadero, CA $461300 New Home $976
Vandenberg Village, CA $336800 50 year old $774
Solvang, CA $689700 30 year old $1,074
Cuyama, CA $298400 30 year old $813
Derby Acres, CA $102900 Above 50 year old $533
Lake Nacimiento, CA $342500 New Home $704

Arroyo Grande, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $2,109 $2,236
$150,000 to $174,999 $364 $386
$750,000 to $999,999 $1,915 $2,030
$1500,000 to $2000,000 $2,264 $2,400
$100,000 to $124,999 $320 $339

Cost of Home insurance with Deductible Scenarios in Arroyo Grande, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Blacklake, CA $1,804 $1,311
Los Ranchos, CA $2,294 $1,667
Santa Maria, CA $824 $599
Orcutt, CA $810 $589
Atascadero, CA $1,237 $899
Vandenberg Village, CA $737 $536
Solvang, CA $1,046 $760
Cuyama, CA $791 $575
Derby Acres, CA $503 $365
Lake Nacimiento, CA $892 $648

Arroyo Grande, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Arroyo Grande, CA Homeowners Insurance ($)
$500,000 to $749,999 $1,656
$150,000 to $174,999 $364
$300,000 to $399,999 $1,030
$1500,000 to $2000,000 $2,264
$175,000 to $199,999 $467

How can I Make My Arroyo Grande, CA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Arroyo Grande, CA