What Makes Your Augusta, GA Home Insurance Cheap or Expensive

Augusta, GA homeowners insurance rate is about $729 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Augusta, GA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Spicewood Dr, Scott Nixon Memorial Dr, Kings View Dr, Bolton St, Hilda Ave, Musgrove Dr, Cable Way, Hillcreek Dr S, Bridgewood Pl, Powell Ct $849
W Wimbledon Dr, Kipling Ct, Andover Ln, Conifer Ln, Sasanqua Dr, Conifer Cir, Highgate S, Trafalgar Ct, Scotts Ct, Lawrence Pl $1,262
Riverbend Dr, Silver St, Strother Dr, Colorado Ave, Lovers Ln, E Taylor St, Laney Walker Blvd Exd, E Espinosa St, Heltzel Ct, Winter Rd $863
Old Church Rd, Pleasant Home Rd, Deerfield Ln, Canebrake Ct, Martha Ln, Kings Chapel Rd, Holly Haven Ct, Davant St, Holly Haven Dr, Heatherwood Park Way $822
Applegate Ln, Bransford Rd, Buckingham Pl, 0617, Pine Needle Rd, Royal St, Walton Woods Ct, Poindexter Dr, Westminster Dr, Wellesley Dr $1,374

Cost of Augusta, GA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Murphys Estates, SC $85000 Above 50 year old $611
Keysville, GA $96400 Above 50 year old $760
Greens Cut, GA $78100 50 year old $859
Waynesboro, GA $118400 30 year old $720
Jefferson County, GA $69200 Above 50 year old $867
McCormick County, SC $116600 New Home $538
Ridge Spring, SC $85900 50 year old $612
Elko, SC $61700 30 year old $405
Hiltonia, GA $90300 Above 50 year old $722
Davisboro, GA $88800 New Home $490

Augusta, GA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $5,923 $6,279
$200,000 to $249,999 $1,556 $1,649
$300,000 to $399,999 $2,846 $3,017
$400,000 to $499,999 $3,634 $3,852
$750,000 to $999,999 $5,378 $5,701

Cost of Home insurance with Deductible Scenarios in Augusta, GA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Murphys Estates, SC $576 $419
Keysville, GA $716 $521
Greens Cut, GA $818 $594
Waynesboro, GA $700 $509
Jefferson County, GA $818 $594
McCormick County, SC $665 $483
Ridge Spring, SC $583 $424
Elko, SC $394 $286
Hiltonia, GA $681 $495
Davisboro, GA $672 $488

Augusta, GA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Augusta, GA Homeowners Insurance ($)
$1500,000 to $2000,000 $6,359
$300,000 to $399,999 $2,846
$150,000 to $174,999 $1,142
$500,000 to $749,999 $4,651
$1000,000 to $1499,999 $5,923

How can I Make My Augusta, GA Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Augusta, GA