What Makes Your Baltimore, MD Home Insurance Cheap or Expensive

Baltimore, MD homeowners insurance rate is about $100-$10,560 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Baltimore, MD Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
4th St, Pine Ave, Danville Ave, Tributary St, Pumphrey St, B St, Eastbourne Ave, Kane St, Poncabird Pass, Delbert Ave 2,520
Lagaret Rd, Dock Rd, Morrison Ct, Open St, Fort Armistead Rd, Church St, Curtis Ave, Alton Ave, Blossom St, Park Cir 3,240
Blackburn Ct, Castlewood Rd, Mossway, Markland Ave, Putney Way, Blythewood Rd, Cotswold Rd, Churchwardens Rd, Benninghaus Rd, Hutchins Ave 6,240
Ranny Rd, Uffington Rd, Kenford Rd, Fairbank Rd, Regent Rd, Deancroft Rd, Rogene Dr, Ivydene Ter, Walnut Rd, Greenhaven Dr 10,560
Marion St, Clay St, W Pleasant St, Napoleon Aly, E Rase Aly, Calvert Pl, Cheapside St, Cathedral St, Dickey Pl, Telephone Aly 1,680

Cost of Baltimore, MD Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Baltimore Highlands, MD 1992 210,000 998
Baltimore County, MD 1982 263,900 1,051
Mitchellville, MD 1990 381,300 1,065
Kemp Mill, MD 2001 407,300 903
Manchester, MD 1988 287,000 1,058

Cost of Home insurance with Deductible Scenarios in Baltimore, MD | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
167,800 920 780

Baltimore, MD Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Baltimore, MD Homeowners Insurance ($)
Less than $50,000 7,995 7.0 100
Less than $200,000 9,010 8.0 780
Less than $300,000 8,718 8.0 1,144
More than $300,000 9,059 8.0 1,453
Less than $100,000 2,139 1.0 215

Baltimore, MD Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150000-$175000 650 695

Baltimore, MD Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
141,000 130,000 495 825 -330

How can I Make My Baltimore, MD Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Baltimore, MD