Bay County, FL homeowners insurance rate is about $1372 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Happyville Rd, Cluster Rd, Forest Glen Dr, Sapp Ln, Brooks Rd, Boersma Rd, Bear Creek Rd, Kathy Ln, Sherry Ln, Suncrest Rd | $1,228 |
| Bollinger Rd, Thomas Rd, Atlantis Dr, Gravelle Dr, Wallcraft Ave, Rook Dr, Blue Gill Dr, Hudson Rd, Mc Kenzie Ave, Felty Rd | $1,532 |
| 7th St, Sunburst Ln, Temple Ave, Daffin Lake Rd, Turtleback Trl, Sondra Ct, McCormick Rd, Tennyson Dr, State Hwy 388, Lytle Ln | $1,575 |
| Betty Ln, Little Oyster Ln, Poston Dr, Hedgewood Way, Three Putt Ln, Pipe Dr, Fernwood Way, Clifton Cox Ave, Nehi Rd, Pipeline Rd | $1,879 |
| N Palo Alto Ave, Pearcy Rd, E 34th Pl, N Kirkwell Ave, Industrial Dr, Willow Ridge Rd, Orlando Rd, C St, Avon Rd, N Panama Ave | $1,321 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Upper Grand Lagoon, FL | $220800 | 30 year old | $1,040 |
| Wewahitchka, FL | $99200 | New Home | $711 |
| Calhoun County, FL | $80000 | New Home | $584 |
| Freeport, FL | $189200 | Above 50 year old | $1,001 |
| Ponce de Leon, FL | $89100 | Above 50 year old | $1,050 |
| Miramar Beach, FL | $355300 | 50 year old | $974 |
| Jacob City, FL | $48300 | New Home | $514 |
| Grand Ridge, FL | $104700 | Above 50 year old | $1,161 |
| Noma, FL | $87500 | New Home | $753 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $6,837 | $7,248 |
| $250,000 to $299,999 | $2,589 | $2,745 |
| $175,000 to $199,999 | $1,417 | $1,502 |
| $100,000 to $124,999 | $901 | $955 |
| $1500,000 to $2000,000 | $7,341 | $7,781 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Upper Grand Lagoon, FL | $1,012 | $736 |
| Wewahitchka, FL | $889 | $646 |
| Calhoun County, FL | $780 | $567 |
| Freeport, FL | $943 | $685 |
| Ponce de Leon, FL | $990 | $719 |
| Miramar Beach, FL | $927 | $674 |
| Jacob City, FL | $715 | $520 |
| Grand Ridge, FL | $1,095 | $796 |
| Noma, FL | $979 | $712 |
| Coverage Value | Average Bay County, FL Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $2,589 |
| $1500,000 to $2000,000 | $7,341 |
| $100,000 to $124,999 | $901 |
| $175,000 to $199,999 | $1,417 |
| $750,000 to $999,999 | $6,208 |