Berkeley County, WV homeowners insurance rate is about $848 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Breckenridge Dr, York Rd, Calico Dr, W Main St, Stoney Lick Rd, November Ln, Lebanon St, Dam Number Five Rd, Stayman Ct, Englewood Ter | $1,150 |
| Butler's Ln, Gap View Dr, Hickory Trl, Congress St, Orr Dr, Co Rte 7/11, Betty Ln, Hampshire Grade Rd, Co Rte 7/13, Chesnut Trl | $992 |
| Co Rte 36/2, Royal Crest Dr, Horseshoe Bend E, Coot Ln, Anita Dr, Mong Ct, Daisy Ln, Castlerock Ln, Richwood Hall Rd, Augusta Ln | $920 |
| Dellinger Dr, China Ln, Harrison Dr, Hardwood Dr, Dollar Ln, Co Rte 30, Fenimore Dr, Plank Bridge Rd, Webber Springs Dr, Audrey Ln | $851 |
| Windy Ridge Dr, Carvers Way, Lindsay Ln, Charity Cir, Humphrey Ln, Devereaux Terrace Ct, E Homewood, Calebs Pt, Temple Dr, Hallmark Dr | $1,026 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Washington County, MD | $205300 | 40 year old | $816 |
| Harpers Ferry, WV | $192900 | Above 50 year old | $817 |
| Garretts Mill, MD | $238200 | Above 50 year old | $924 |
| Fountainhead-Orchard Hills, MD | $239800 | 40 year old | $763 |
| Waynesboro, PA | $134300 | 50 year old | $650 |
| Brush Creek, PA | $152400 | 30 year old | $721 |
| Greene, PA | $175200 | Above 50 year old | $735 |
| Shenandoah County, VA | $204000 | 40 year old | $874 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $3,697 | $3,919 |
| $200,000 to $249,999 | $966 | $1,024 |
| $100,000 to $124,999 | $547 | $580 |
| $250,000 to $299,999 | $1,543 | $1,636 |
| $500,000 to $749,999 | $3,198 | $3,389 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Washington County, MD | $786 | $571 |
| Harpers Ferry, WV | $770 | $560 |
| Garretts Mill, MD | $871 | $633 |
| Fountainhead-Orchard Hills, MD | $734 | $534 |
| Waynesboro, PA | $618 | $449 |
| Brush Creek, PA | $701 | $510 |
| Greene, PA | $693 | $503 |
| Shenandoah County, VA | $841 | $611 |
| Coverage Value | Average Berkeley County, WV Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $2,498 |
| $175,000 to $199,999 | $865 |
| $100,000 to $124,999 | $547 |
| $250,000 to $299,999 | $1,543 |
| $1500,000 to $2000,000 | $4,372 |