What Makes Your Caldwell County, TX Home Insurance Cheap or Expensive

Caldwell County, TX homeowners insurance rate is about $235-$16,440 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Cost of Caldwell County, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Islas Ln, Crossing Winds Dr, Nelle Ln, Co Rd 116, 4th St, Skylark Dr, Garrett Trl, Paintbrush Trl, Co Rd 290, Co Rd 273 960
Cll de Tobias, Arabian Stallion Run, Co Rd 304, Co Rd 292, FM 2720, Williamson Rd, Bluebonnet Rd, Alamo Dr, State Hwy 21, Peneda Rd 6,120
Tumbleweed Trl, Alexandra Ln, Co Rd 200, Co Rd 159, Schulze Ln, Black Ankle Rd, Branding Chase Ln, Stagecoach Ct, South Ln, Old McMahan Trl 3,480
Robin Ln, Co Rd 141A, Sunflower Trl, Cr 154, Co Rd 119, Oriole Loop, Co Rd 144, FM 713, Piney Ln, Sandy Pine Rd 16,440
Southernway, FM 2984, Co Rd 250, Ivy Ave, S Cedar Ave, Martin St, Poplar St, Hoover St, S Mulberry Ave, Palmo Dr 12,720

Cost of Caldwell County, TX Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Lockhart, TX 2010 109,200 834
Mountain City, TX 2000 203,000 1,306
Gonzales, TX 1993 80,200 1,467
Bear Creek, TX 2003 353,500 1,411
Wrightsboro, TX 1997 95,400 1,470

Cost of Home insurance with Deductible Scenarios in Caldwell County, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
115,200 430 360

Caldwell County, TX Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Caldwell County, TX Homeowners Insurance ($)
Less than $50,000 1,096 14.0 235
Less than $200,000 362 4.0 1,810
Less than $300,000 271 3.0 2,659
More than $300,000 233 3.0 3,386
Less than $100,000 351 4.0 501

Caldwell County, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$125000-$150000 638 678

Caldwell County, TX Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
132,000 110,000 1,485 830 655

How can I Make My Caldwell County, TX Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Caldwell County, TX