What Makes Your Cape Coral, FL Home Insurance Cheap or Expensive

Cape Coral, FL homeowners insurance rate is about $1517 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Cape Coral, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
San Remo Ln, Blue Spring Ter, Ave Escorial, NE 34th Ln, NE 43rd Ln, NE 12th Ave, NE 30th Ter, Concordia Lake Cir, Sunshine Ave, NE 25th St $1,062
NW 23rd Ter, NW 9th Ave, NE 1st Pl, Parson St, Pine Lakes Blvd, NW 24th Ave, Summer Tree Ct, NW 22nd Pl, Tamarron Ct, NW 22nd St $1,112
NW 11th St, NW 38th St, SW 35th Ave, SW 39th Pl, NW 28th St, NW 38th Pl, SW 37th Ave, 25th Ter, 26th St, SW 39th Ave $1,786
Diplomat Pkwy E, NW 26th Ter, NW 24th Ter, Nelson Rd, NE 13th St, NW 5th Ave, NE Juanita Pl, NE 14th Ter, NW 7th Ave, Kismet Pkwy W $1,108
NW 4th Ter, NW 3rd Ter, SW 26th Pl, NW 21st Ave, NW 19th Ave, NW 10th Ter, SW 2nd Ter, NW 29th Pl, Embers Ter, NW 20th Ave $1,275

Cost of Cape Coral, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Matlacha Shores, FL $335000 50 year old $2,679
Pine Island Center, FL $162400 40 year old $1,536
Lee County, FL $190200 40 year old $1,552
Page Park, FL $65000 New Home $654
Punta Rassa, FL $348500 40 year old $2,727
Three Oaks, FL $234900 New Home $1,537
Lehigh Acres, FL $165400 50 year old $1,008
Grove City, FL $124400 30 year old $1,261
Naples Park, FL $292700 Above 50 year old $2,443
Orangetree, FL $280000 Above 50 year old $1,212

Cape Coral, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $6,996 $7,415
$250,000 to $299,999 $2,390 $2,533
$1000,000 to $1499,999 $6,516 $6,907
$100,000 to $124,999 $944 $1,001
$400,000 to $499,999 $3,997 $4,237

Cost of Home insurance with Deductible Scenarios in Cape Coral, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Matlacha Shores, FL $2,550 $1,853
Pine Island Center, FL $1,479 $1,075
Lee County, FL $1,495 $1,086
Page Park, FL $828 $602
Punta Rassa, FL $2,626 $1,908
Three Oaks, FL $1,947 $1,415
Lehigh Acres, FL $959 $697
Grove City, FL $1,227 $892
Naples Park, FL $2,303 $1,674
Orangetree, FL $1,143 $830

Cape Coral, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Cape Coral, FL Homeowners Insurance ($)
$1000,000 to $1499,999 $6,516
$1500,000 to $2000,000 $6,996
$150,000 to $174,999 $1,220
$300,000 to $399,999 $3,298
$750,000 to $999,999 $5,916

How can I Make My Cape Coral, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Cape Coral, FL