Charleston County, SC homeowners insurance rate is about $1353 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Sassafrass Cir, Falling Moss Dr, Hammond Dr, Sewee Fort Rd, Palmetto Isle Dr, Waterpointe Cir, Reid Broadway Ln, Sonja Way, Hidden Marsh Rd, Beaconsfield Rd | $1,533 |
| Chilhowee Dr, Traywick Ave, Coral Reef Ct, Murraywood Rd, Hydrangea Trl, Bay Forest Dr, Everett St, Barnes Dr, Island Estates Dr, Sunnybrook Dr | $1,197 |
| State Rd S-10-1845, McKay Rd, Donaldson St, Landover Rd, Jenks Montgomery Rd, Meggett Quail Rd, Hideaway Pt, Henry Floyd Rd, Royal Harbor Rd, Camel Dunmyer Ln | $1,167 |
| Cape Island Dr, Beulah Dr, H H Durant Ln, Bright Ln, Guerins Bridge Rd, Eden Rd, Mercantile Rd, Durgin Place Rd, Bee Hive Rd, Caravelle Ct | $1,338 |
| Sugar Cane Way, State Rd S-10-2134, Sugar House Retreat, Wakendaw Rd, Coinbow Dr, Hobcaw Dr, N Shelmore Blvd, Resolute Ln, Preservation Pl, 5th St | $3,034 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Sullivan's Island, SC | $1248900 | Above 50 year old | $793 |
| Ladson, SC | $138000 | 40 year old | $802 |
| Berkeley County, SC | $164900 | 50 year old | $1,037 |
| McClellanville, SC | $172400 | 30 year old | $1,127 |
| Dorchester County, SC | $177500 | 50 year old | $1,096 |
| Harleyville, SC | $111400 | Above 50 year old | $675 |
| Trio, SC | $85200 | Above 50 year old | $613 |
| Lane, SC | $58500 | 50 year old | $386 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $3,950 | $4,187 |
| $250,000 to $299,999 | $1,469 | $1,557 |
| $1500,000 to $2000,000 | $4,240 | $4,495 |
| $750,000 to $999,999 | $3,586 | $3,801 |
| $200,000 to $249,999 | $1,074 | $1,139 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Sullivan's Island, SC | $748 | $544 |
| Ladson, SC | $772 | $561 |
| Berkeley County, SC | $987 | $717 |
| McClellanville, SC | $1,097 | $797 |
| Dorchester County, SC | $1,043 | $758 |
| Harleyville, SC | $637 | $463 |
| Trio, SC | $578 | $420 |
| Lane, SC | $368 | $267 |
| Coverage Value | Average Charleston County, SC Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $3,101 |
| $1000,000 to $1499,999 | $3,950 |
| $400,000 to $499,999 | $2,423 |
| $175,000 to $199,999 | $865 |
| $750,000 to $999,999 | $3,586 |