What Makes Your Chico, CA Home Insurance Cheap or Expensive

Chico, CA homeowners insurance rate is about $772 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Chico, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Lindbergh Cir, Tokay Ranch Rd, Cosby Ave, Besser Ct, Market St, Keith Ln, Three Sevens Ln, Dominion Dr, Caballo Way, Meridian Rd $1,611
Hunter Ct, Rose River Ave, Sterling Ct, Anna Ct, Kevin Ct, Christopher Alan Ln, Wrangler Ct, Kramer Ln, Business Ln, Sebastian Ct $735
Kobe Loop, Artesia Dr, Ravenshoe Way, Middletown Ave, Lacewing Ct, Birdwing Ct, Coach Lite Dr, Dartmouth Ct, Lanai Ct, Montreal Ln $1,110
Mountain View Ave, Moss Ave, Thomas Ln, Village Ln, Terrance Ln, Larch St, Oak Vista Ave, Florence Cir, Jerome Pl, Nancy Ln $785
Red Hawk Ln, Roth St, Baroni Dr, Switzerland Ln, Lawler St, Blanqueta Ct, Zachary Ct, Preservation Oak Dr, Towser Rd, St Augustine Dr $685

Cost of Chico, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Butte Creek Canyon, CA $417700 30 year old $1,185
Oroville, CA $165400 50 year old $1,375
Flournoy, CA $350000 Above 50 year old $967
Honcut, CA $171300 Above 50 year old $643
Brownsville, CA $143300 50 year old $597
Manton, CA $408800 Above 50 year old $1,182
Colusa, CA $286400 40 year old $798
Yuba City, CA $237100 40 year old $697
Mineral, CA $187500 New Home $451

Chico, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $1,971 $2,089
$100,000 to $124,999 $260 $275
$200,000 to $249,999 $566 $600
$175,000 to $199,999 $458 $486
$1500,000 to $2000,000 $2,331 $2,470

Cost of Home insurance with Deductible Scenarios in Chico, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Butte Creek Canyon, CA $1,153 $838
Oroville, CA $1,309 $951
Flournoy, CA $912 $663
Honcut, CA $607 $441
Brownsville, CA $568 $413
Manton, CA $1,114 $810
Colusa, CA $769 $559
Yuba City, CA $671 $488
Mineral, CA $627 $456

Chico, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Chico, CA Homeowners Insurance ($)
$750,000 to $999,999 $1,971
$200,000 to $249,999 $566
$250,000 to $299,999 $785
$1000,000 to $1499,999 $2,171
$400,000 to $499,999 $1,332

How can I Make My Chico, CA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Chico, CA