Clay County, MO homeowners insurance rate is about $1045 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Co Rd CC, Timberland Dr, W 8th Ave, Francis Rd, Co Rd 217, NE 134th Ter, NE 131st St, Co Rd C, NE 144 Ter, Marie Ct | $1,183 |
| View St, Wildwood, Ray Co Line, Paton St, Elms Blvd, Hyde, Magnolia St, Seybold Rd, Regent Ave, Osage Ave | $1,060 |
| Brian, Claywoods Dr, N 4 St, N Cl N Hwy, Willow Ln, Honeysuckle Ct, 80th St, Main St, Don Allen Dr, Longridge Rd | $1,284 |
| Clinton Coline Rd, Fletcher Ct, NE 139th St, Marina Ct, Lake Meadows Dr, Bar Harbor Ct, 156th St, N Beacon Ave, 193rd St, Lake Dr | $1,116 |
| Moffitt Rd, Mission Dr, McGinnis Rd, Timber Ridge Rd, NE 129 St, NE 116 St, Granite Cir, NE 113th St, Clear Creek Dr, Sloan Cir | $1,166 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Fishing River, MO | $114300 | New Home | $635 |
| Chouteau, MO | $152700 | Above 50 year old | $971 |
| Oakview, MO | $132400 | 50 year old | $1,088 |
| Kansas City, MO | $139900 | 30 year old | $1,085 |
| Plattsburg, MO | $104900 | 50 year old | $1,000 |
| Roeland Park, KS | $159900 | 40 year old | $1,058 |
| Cameron, MO | $109200 | 40 year old | $842 |
| Kickapoo, KS | $179000 | Above 50 year old | $1,594 |
| Peculiar, MO | $143000 | 50 year old | $1,119 |
| Union Star, MO | $55700 | 30 year old | $780 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $2,071 | $2,195 |
| $1000,000 to $1499,999 | $5,353 | $5,674 |
| $200,000 to $249,999 | $1,266 | $1,342 |
| $100,000 to $124,999 | $740 | $785 |
| $500,000 to $749,999 | $4,204 | $4,456 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Fishing River, MO | $825 | $600 |
| Chouteau, MO | $915 | $665 |
| Oakview, MO | $1,035 | $752 |
| Kansas City, MO | $1,056 | $768 |
| Plattsburg, MO | $951 | $691 |
| Roeland Park, KS | $1,019 | $741 |
| Cameron, MO | $811 | $589 |
| Kickapoo, KS | $1,503 | $1,092 |
| Peculiar, MO | $1,065 | $774 |
| Union Star, MO | $759 | $551 |
| Coverage Value | Average Clay County, MO Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $2,071 |
| $1000,000 to $1499,999 | $5,353 |
| $500,000 to $749,999 | $4,204 |
| $100,000 to $124,999 | $740 |
| $1500,000 to $2000,000 | $5,747 |