Clayton, MO homeowners insurance rate is about $1361 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Doubletree Ln, Oakside Ln, Earl Ave, Belva Ave, Gray Dr, Breezeridge Dr, Stonington Pl, Point Oak Rd, Creekhaven Dr, Frontenac Forest | $1,391 |
| Warson Pl, Bismark Pl, Lawndell Dr, Brownbert Ln, Fairdale Ave, Madison Ave, Leonard Dr, E Ravine Ave, Oak Haven Ave, Brownbert Ave | $966 |
| Rampart Dr, Eversdale Ct, Northbridge Rd, Carters Grove Ct, Havenwood Cir, Deer Creek Ln, Flanders Dr, Haverford Rd, Rolling Rock Ct, Medina Dr | $1,476 |
| Winterwood Ln, Narragansett Dr, Brazillian Ct, Pine Acre Rd, Glocca Mora Ln, N McKnight Rd, Wenneker Dr, Granada Way, Pillsbury Pl, Wickersham Ln | $2,172 |
| N Bemiston Ave, Wilner Dr, Lafon Pl, Gannon Ave, Heartwoods Ct, Wild Cherry Ln, Longacre Dr, Tulane Ave, Barkley Sq, Donne Ave | $1,278 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Maryland Heights, MO | $216200 | New Home | $907 |
| Queeny, MO | $214100 | Above 50 year old | $928 |
| Bellefontaine Neighbors, MO | $66300 | 50 year old | $711 |
| Smithton, IL | $152400 | 30 year old | $806 |
| Trenton, IL | $143400 | 50 year old | $802 |
| Livingston, IL | $77900 | 40 year old | $584 |
| Okawville, IL | $114400 | Above 50 year old | $728 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $460 | $488 |
| $400,000 to $499,999 | $1,774 | $1,880 |
| $250,000 to $299,999 | $981 | $1,040 |
| $300,000 to $399,999 | $1,364 | $1,445 |
| $1500,000 to $2000,000 | $3,105 | $3,291 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Maryland Heights, MO | $1,149 | $835 |
| Queeny, MO | $875 | $636 |
| Bellefontaine Neighbors, MO | $676 | $492 |
| Smithton, IL | $784 | $570 |
| Trenton, IL | $764 | $555 |
| Livingston, IL | $562 | $409 |
| Okawville, IL | $687 | $499 |
| Coverage Value | Average Clayton, MO Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $1,774 |
| $1500,000 to $2000,000 | $3,105 |
| $100,000 to $124,999 | $374 |
| $500,000 to $749,999 | $2,271 |
| $250,000 to $299,999 | $981 |