Clearwater, FL homeowners insurance rate is about $1307 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Landover Dr, Farnham Way, Rampart Dr, Hyde Park Pl, Annette Dr, Ashland Ter, Concorde Ct, Augusta Dr W, Quail Hollow Rd W, Exeter Dr | $1,356 |
| S Indian Rocks Rd, 134th Ave, Lauren Dr, 129th St N, Kennywood Dr, Dryer Ave, Dix St, Helena Dr, 130th Ave, Shirley Ln | $1,346 |
| Lantana Ave, Barbara Ave, Admiral Woodson Ln, Hilltop Ave, Wilson Rd, The Mall, Poinsetta Ave, N Evergreen Ave, Plateau Rd, Stockton Dr | $989 |
| Harbor Hills Dr, Clearwater Harbor Dr, E Overbrook Dr, Crestwood Ln, 20th St SW, Creekview Ct, 13th St SW, Brookside Blvd, Overbrook Blvd, Shady Bluff Dr | $1,437 |
| Oakmont Ct, Brook Way, Avon Dr, Governors Ln, Hampstead Ct, Georgetown Dr, Wellington Way, la Forest Ave, Kingscote Ct, Duval Ct | $1,892 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Bay Pines, FL | $172900 | 50 year old | $1,627 |
| Redington Beach, FL | $418100 | 40 year old | $759 |
| Gibsonton, FL | $150700 | 40 year old | $1,035 |
| Palmetto, FL | $110900 | 30 year old | $1,086 |
| Connerton, FL | $285600 | Above 50 year old | $2,398 |
| Longboat Key, FL | $709300 | Above 50 year old | $990 |
| Manatee County, FL | $197200 | Above 50 year old | $1,466 |
| Weeki Wachee, FL | $155900 | 30 year old | $1,475 |
| Spring Lake, FL | $217800 | 30 year old | $1,889 |
| Southgate, FL | $217500 | 50 year old | $1,052 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $1,391 | $1,475 |
| $150,000 to $174,999 | $1,176 | $1,247 |
| $250,000 to $299,999 | $2,599 | $2,755 |
| $200,000 to $249,999 | $1,683 | $1,784 |
| $400,000 to $499,999 | $4,094 | $4,340 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Bay Pines, FL | $1,548 | $1,125 |
| Redington Beach, FL | $731 | $531 |
| Gibsonton, FL | $997 | $724 |
| Palmetto, FL | $1,057 | $768 |
| Connerton, FL | $2,261 | $1,643 |
| Longboat Key, FL | $933 | $678 |
| Manatee County, FL | $1,382 | $1,004 |
| Weeki Wachee, FL | $1,436 | $1,043 |
| Spring Lake, FL | $1,839 | $1,336 |
| Southgate, FL | $1,001 | $727 |
| Coverage Value | Average Clearwater, FL Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $1,176 |
| $1500,000 to $2000,000 | $7,165 |
| $750,000 to $999,999 | $6,059 |
| $300,000 to $399,999 | $3,367 |
| $175,000 to $199,999 | $1,391 |