Cole County, MO homeowners insurance rate is about $1030 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Mist Rd, Line Dr, Nilges Rd, Louis Ln, Boeckman Dr, New Hope Rd, State Hwy N, State Hwy Nn, Lafarge Rd, Scott Station Rd | $1,175 |
| Meadowbrook Dr, Little Creek Ln, Sterling Price Rd, Oak Valley Ct, Wilderness Ct, Ossman Ln, Brookwood Ct, Tammy Ln, Campground Ct, William Waye Dr | $1,231 |
| Iven Rd, Sarah Ln, Rackers Rd, Glovers Ford Rd, Gold St, Veterans Ln, E Dunklin St, 7 Hills Rd, Janice Ct, Dockery St | $1,199 |
| E Meller Rd, Shikles Rd, Fox Den Rd, State Hwy V, Elm St, W Railroad St, Clearwater Rd, Noree St, Rte Hh, N Marion St | $980 |
| Blackburn Ln, Old Bass Rd, Honey Creek Rd, Channel Ln, N Teal Bottom Rd, Gray Rd, Old Ridge Rd, Shipman Rd, Brown Rd, Southwest Ln | $1,264 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Wardsville, MO | $222500 | 40 year old | $1,297 |
| Russellville, MO | $106900 | 50 year old | $1,006 |
| Pilot Grove, MO | $210900 | New Home | $978 |
| Tipton, MO | $95100 | Above 50 year old | $974 |
| Clark Fork, MO | $150000 | New Home | $800 |
| Gravois Mills, MO | $55000 | 50 year old | $793 |
| Haw Creek, MO | $91800 | 40 year old | $941 |
| Third Creek, MO | $200700 | 40 year old | $1,248 |
| Canaan, MO | $98300 | 50 year old | $820 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $2,095 | $2,220 |
| $200,000 to $249,999 | $1,317 | $1,396 |
| $150,000 to $174,999 | $871 | $924 |
| $175,000 to $199,999 | $1,118 | $1,186 |
| $1000,000 to $1499,999 | $5,269 | $5,585 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Wardsville, MO | $1,249 | $908 |
| Russellville, MO | $957 | $696 |
| Pilot Grove, MO | $1,223 | $889 |
| Tipton, MO | $918 | $667 |
| Clark Fork, MO | $1,083 | $787 |
| Gravois Mills, MO | $755 | $549 |
| Haw Creek, MO | $906 | $658 |
| Third Creek, MO | $1,201 | $873 |
| Canaan, MO | $780 | $567 |
| Coverage Value | Average Cole County, MO Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $871 |
| $500,000 to $749,999 | $4,137 |
| $100,000 to $124,999 | $776 |
| $200,000 to $249,999 | $1,317 |
| $750,000 to $999,999 | $4,784 |