Columbia, MO homeowners insurance rate is about $1099 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Winchester St, E Mauller Rd, Violet Ct, E Cedar Ct, Irvin Loop, Parkside Dr, Tree Top Ln, N Montgomery Dr, Copperhead Ct, Celebrant Ct | $1,033 |
| Beacon Falls Dr, Country Hill Dr, Gillespie Bridge Rd, Roby Farm Rd, W Jakes Bluff Dr, S Brampton Ln, E Lexington Cir, Hunt St, W Bellview Dr, Dolly Varden Dr | $1,339 |
| W Nifong Blvd, Glasgow Dr, Sundance Dr, State Hwy K, Longfords Mill Dr, West Way, Chris Dr, Tony, Castle Bay Pl, Gateview Dr | $1,056 |
| Elleta Blvd, Citation Dr, Yoko Ct, Whirlaway Ct, E Omaha Ct, Yukon Dr, E Oakland Ridge Dr, Edris Dr, Haven Rd, N Deerfield Dr | $1,034 |
| Gasconade Dr, Penny Ct, Candlewood Dr, Webster Grove Rd, E Payette Dr, Godas Cir, Wood Lake Ct, Birdsong Ln, Sandrock Dr, N Ballenger Ln | $1,215 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Pierpont, MO | $209400 | New Home | $877 |
| Hallsville, MO | $132800 | Above 50 year old | $1,099 |
| New Bloomfield, MO | $94400 | Above 50 year old | $970 |
| Kingdom City, MO | $102500 | New Home | $764 |
| Cooper County, MO | $128900 | 40 year old | $895 |
| Wardsville, MO | $222500 | 40 year old | $1,297 |
| Sugar Creek, MO | $56400 | 40 year old | $791 |
| Salt Springs, MO | $96800 | New Home | $692 |
| Montgomery, MO | $99600 | Above 50 year old | $990 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $1,112 | $1,179 |
| $1000,000 to $1499,999 | $4,734 | $5,018 |
| $1500,000 to $2000,000 | $5,083 | $5,388 |
| $150,000 to $174,999 | $875 | $928 |
| $400,000 to $499,999 | $2,905 | $3,079 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Pierpont, MO | $1,220 | $887 |
| Hallsville, MO | $1,036 | $753 |
| New Bloomfield, MO | $915 | $665 |
| Kingdom City, MO | $944 | $686 |
| Cooper County, MO | $861 | $626 |
| Wardsville, MO | $1,249 | $908 |
| Sugar Creek, MO | $762 | $554 |
| Salt Springs, MO | $924 | $671 |
| Montgomery, MO | $934 | $679 |
| Coverage Value | Average Columbia, MO Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $2,905 |
| $175,000 to $199,999 | $999 |
| $500,000 to $749,999 | $3,718 |
| $1000,000 to $1499,999 | $4,734 |
| $150,000 to $174,999 | $875 |