What Makes Your Columbia, SC Home Insurance Cheap or Expensive

Columbia, SC homeowners insurance rate is about $949 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Columbia, SC Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Glendale Rd, Porter St, Nestle Ct, Julia St, Ironwood Way, Benson Rd, Universal Dr, Twin Lakes Rd, Glengarry Dr, Greemount Cir $718
Joiner Rd, Fish Haul Rd, Landon Ln, Garners Spring Ct, Windwan Dr, Tombee Ct, Dantzler Dr, Frances St, Tombee Ln, Litchfield Dr $1,439
Sinclair Dr, Pinevale Dr, Clarendon St, Woodside Ave, Romford Rd, Eastman St, Barton St, Rumar St, Lawton St, Alcott Dr $949
Cami Forest Ln, Winston Rd, Knollwood Ct, Marlowe Ln, S Bolton St, Dean Hall Ln, Henry Curtis St, Woodhill Cir, Galway Ln, Prince Wales Dr $1,412
Trotter Rd, Skropshire Dr, Rawlinson Place Rd, Teague Park Ct, Puritan Rd, Regents Ct, Mallard Landing Way, Shadow Creek Ct, Bedford Way, Dominion Hills Trl $714

Cost of Columbia, SC Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Seven Oaks, SC $137700 Above 50 year old $817
Elgin, SC $136500 New Home $580
St. Matthews, SC $97700 40 year old $644
Rembert, SC $59800 New Home $299
Fairfield County, SC $101100 40 year old $666
Oakland, SC $95700 50 year old $686
Orangeburg County, SC $92700 New Home $459
Saluda County, SC $93100 40 year old $613
Aiken, SC $124600 50 year old $883

Columbia, SC Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $1,078 $1,142
$1500,000 to $2000,000 $5,569 $5,903
$250,000 to $299,999 $1,794 $1,902
$400,000 to $499,999 $3,182 $3,373
$100,000 to $124,999 $609 $645

Cost of Home insurance with Deductible Scenarios in Columbia, SC | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Seven Oaks, SC $770 $560
Elgin, SC $764 $555
St. Matthews, SC $620 $451
Rembert, SC $378 $275
Fairfield County, SC $641 $466
Oakland, SC $653 $475
Orangeburg County, SC $613 $446
Saluda County, SC $590 $429
Aiken, SC $841 $611

Columbia, SC Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Columbia, SC Homeowners Insurance ($)
$750,000 to $999,999 $4,710
$300,000 to $399,999 $2,501
$150,000 to $174,999 $990
$100,000 to $124,999 $609
$250,000 to $299,999 $1,794

How can I Make My Columbia, SC Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Columbia, SC