What Makes Your Decatur, IN Home Insurance Cheap or Expensive

Decatur, IN homeowners insurance rate is about $763 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Decatur, IN
2Effect of Value and Age on Homeowners Insurance Rates in Decatur, IN
3Homes with Swimming Pools have Higher Homeowners Insurance in Decatur, IN
4How Deductibles Affect Home Insurance Rates in Decatur, IN
5Effect of Home Coverage on Homeowners Insurance in Decatur, IN

Cost of Decatur, IN Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Morgantown Rd, Cliff Ridge Dr, Harco Way, Spend A Buck Ct, Liscannor Ln, Shannon Lakes Way, Winding Ridge Ave, Lake Meadow Dr, Dakota Ridge Ln, Venetian Way $1,008
W Longmeadow Ct, Fruitdale Dr, Copeland Mills Dr, Cordova Dr, Rene Dr, Orth Ct, Copeland Lakes Dr, W Loretta Dr, Sandy Forge Dr, Nolte St $856
Nancy Ln, Alan Dr, Clifton Bridge Ln, Maple Lawn Rd, Mellot Way, Browns Valley Ln, Paddock Rd, Emerald Springs Dr, Stanley Rd, Bainbridge Dr $884
Atlanta Ave, Winterberry Ct, Dardeb Rd, America Ave, Milhouse Rd, Grayling Cir, Lawrence Circle W Dr, Decatur Ridge Dr, Kirkwood Club Dr, S Perimeter Rd $902
Ridgeway Dr, Susy Ln, Santa Fe Ct, Bradford Dr, 4th Ave E, Harmony Dr, Bowen Pl, Estate Pkwy, Murry St, Sealy Rd $838

Cost of Decatur, IN Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Clayton, IN $131300 40 year old $872
Clay, IN $307900 50 year old $889
Fishers, IN $240100 30 year old $1,019
Darlington, IN $86800 40 year old $718
Markleville, IN $87000 30 year old $712
Montgomery County, IN $118400 40 year old $807
Knightsville, IN $72500 50 year old $665
Carbon, IN $61900 New Home $474

Decatur, IN Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $1,142 $1,211
$200,000 to $249,999 $1,375 $1,457
$250,000 to $299,999 $2,136 $2,264
$1500,000 to $2000,000 $6,064 $6,428
$400,000 to $499,999 $3,465 $3,673

Cost of Home insurance with Deductible Scenarios in Decatur, IN | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Clayton, IN $840 $610
Clay, IN $846 $615
Fishers, IN $992 $721
Darlington, IN $692 $503
Markleville, IN $693 $503
Montgomery County, IN $777 $565
Knightsville, IN $633 $460
Carbon, IN $586 $426

Decatur, IN Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Decatur, IN Homeowners Insurance ($)
$100,000 to $124,999 $581
$750,000 to $999,999 $5,128
$200,000 to $249,999 $1,375
$300,000 to $399,999 $2,685
$250,000 to $299,999 $2,136

How can I Make My Decatur, IN Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Decatur, IN