Desoto County, FL homeowners insurance rate is about $926 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| 40th St, S W Hull Ave, SW Collins St, SW Oak Creek Rd, Airport Ave, SW Lance Ter, SE Foster Ave, Carlton Ave, SE Notts Dairy Rd, SE Meyers Rd | $1,135 |
| SW Live Oak Ave, SE Fourth Ave, SW Palm Dr, S Hillsborough Ave, SW Hillsborough Ave, SW Sara Ave, Roger Ave, E Pine St, SE Second Ave, Olive St | $1,164 |
| Desoto Ave, N Oak St, Nat Ave, Brevard Ave, N Desoto Ave, N Desota Ave, NE Worley Ave, Rio Vista Rd, Lee St, N Gloria Ave | $964 |
| NW Oak Hill Ave, 56th St, NW Girl Scout Rd, St Co Rd 661A, NW Rimes Dr, NW Windy Pine Ave, NW Howard Ave, NW Myrtle Ave, NW Lily Ave, Haile Dean Rd | $1,425 |
| NE River Bend Rd, NE Andrea Ter, Polk Ave, NE Goulsby St, NE Ora Dr, Douglas Ter, NE Peterson Ave, NE Cody St, NE Citrus Ave, Atlantic Ave | $1,210 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Punta Gorda, FL | $215400 | New Home | $934 |
| Port Charlotte, FL | $149900 | 50 year old | $1,320 |
| Charlotte Park, FL | $181700 | 50 year old | $1,687 |
| Bowling Green, FL | $78400 | Above 50 year old | $818 |
| Sebring, FL | $84600 | 30 year old | $947 |
| Alva, FL | $301100 | New Home | $1,763 |
| Sarasota, FL | $228100 | 50 year old | $1,350 |
| Bartow, FL | $111000 | 40 year old | $1,098 |
| Cypress Lake, FL | $137200 | 50 year old | $980 |
| Lehigh Acres, FL | $165400 | 50 year old | $1,008 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $1,194 | $1,266 |
| $400,000 to $499,999 | $5,517 | $5,848 |
| $300,000 to $399,999 | $4,283 | $4,540 |
| $175,000 to $199,999 | $1,873 | $1,985 |
| $1000,000 to $1499,999 | $8,992 | $9,532 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Punta Gorda, FL | $1,230 | $894 |
| Port Charlotte, FL | $1,256 | $913 |
| Charlotte Park, FL | $1,606 | $1,167 |
| Bowling Green, FL | $771 | $560 |
| Sebring, FL | $922 | $670 |
| Alva, FL | $2,353 | $1,710 |
| Sarasota, FL | $1,285 | $934 |
| Bartow, FL | $1,058 | $769 |
| Cypress Lake, FL | $933 | $678 |
| Lehigh Acres, FL | $959 | $697 |
| Coverage Value | Average Desoto County, FL Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $5,517 |
| $200,000 to $249,999 | $2,071 |
| $300,000 to $399,999 | $4,283 |
| $150,000 to $174,999 | $1,675 |
| $1500,000 to $2000,000 | $9,654 |