Durham County, NC homeowners insurance rate is about $973 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Red Valley Dr, Villa Dr, Ventana Ct, State Rd 1617, Adcock Rd, State Rd 1603, State Rd 1609, County Line Rd, State Rd 1613, Talon Ln | $899 |
| Greenbay Dr, Harold Dr, Miramont Dr, Preston Andrews Rd, Shotwell Ct, Dover Ridge Ln, Beckett St, Olson Dr, Donphil Rd, Milton Rd | $1,034 |
| Stoneleigh Ct, S Angela Cir, Hadrian Dr, Hursey St, Lost Tree Ct, Omer Ln, Oakside Ct, Cayman Ct, Newberry Ln, Heatherstone Ct | $794 |
| Omer Ln, Larkin St, Clayton Rd, Linkside Ct, Bermuda Ct, Gateview Ct, Old Fayetteville Rd, Sweet Gum Ct, Onyx Ct, Butler Rd | $1,088 |
| Knights Arm Dr, Charlesberry Cir, San Rimini Way, Baskerville Cir, Mill Hill Ln, Clark Lake Rd, Bakers Mill Rd, Honeycutt Dr, Crystal Oaks Ct, Weston Downs Dr | $1,198 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Eno, NC | $243300 | 50 year old | $853 |
| Cedar Fork, NC | $336200 | 50 year old | $1,057 |
| Middle Creek, NC | $227900 | 30 year old | $802 |
| Clayton, NC | $163200 | 30 year old | $879 |
| Hectors Creek, NC | $173100 | New Home | $599 |
| Pleasant Grove, NC | $153500 | 50 year old | $754 |
| Dan River, NC | $123800 | 50 year old | $768 |
| Upper Little River, NC | $123300 | 30 year old | $697 |
| Spring Hope, NC | $103800 | 30 year old | $653 |
| Bennett, NC | $149200 | 40 year old | $870 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $1,438 | $1,524 |
| $150,000 to $174,999 | $695 | $737 |
| $300,000 to $399,999 | $2,069 | $2,193 |
| $1000,000 to $1499,999 | $3,944 | $4,181 |
| $500,000 to $749,999 | $3,097 | $3,283 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Eno, NC | $812 | $590 |
| Cedar Fork, NC | $1,006 | $731 |
| Middle Creek, NC | $781 | $568 |
| Clayton, NC | $856 | $622 |
| Hectors Creek, NC | $778 | $566 |
| Pleasant Grove, NC | $718 | $522 |
| Dan River, NC | $731 | $531 |
| Upper Little River, NC | $678 | $493 |
| Spring Hope, NC | $635 | $462 |
| Bennett, NC | $838 | $609 |
| Coverage Value | Average Durham County, NC Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $3,944 |
| $300,000 to $399,999 | $2,069 |
| $250,000 to $299,999 | $1,438 |
| $750,000 to $999,999 | $3,581 |
| $400,000 to $499,999 | $2,420 |