Effingham County, GA homeowners insurance rate is about $961 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Rincon-Stillwell Rd, E 4th St Exd, Talmadge Dr, Center Dr, Magnolia Dr, W Sixth St, Dogwood Dr, Co Rd 342, Slippery Rock Dr, Ft Howard Rd | $1,161 |
| Hawk Hammock Rd, Eugene Gnann Rd, Oakwood Dr, Benjamin Gnann Rd, Garden Ln, Co Rd 307, Zoller Dr, N Ash St, Gordon Ave, Red Fern Ct | $1,010 |
| Red Fern Ct, Fair St, Old Stillwell Rd, Railroad Ave, E 1st St, Laurel Tree Rd, N Pine St, Franklin St, Fourth St, Pine Thicket Way | $782 |
| Pinnacle Way, Dogwood Way, S Central Rd, Crestview Dr, Oconee Ave, Stillwater Rd, Boggy Bay, Badger Rd, Raccoon Dr, Pine Rd | $1,009 |
| English Oak Dr, Birch Dr, Discovery Ln, Horse Pen Rd, Broken Bit Cir, Kensington Cr, Coldbrook Ct, Peachtree Dr, Hubener Dr, Brookfield Dr | $866 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Guyton, GA | $133300 | 40 year old | $937 |
| Stilson, GA | $111200 | 40 year old | $828 |
| Bloomingdale, GA | $168500 | 30 year old | $1,062 |
| Georgetown, GA | $164400 | New Home | $616 |
| Whitemarsh Island, GA | $265100 | 50 year old | $950 |
| Sylvania, GA | $86900 | Above 50 year old | $651 |
| Montgomery, GA | $368100 | 40 year old | $1,003 |
| Pulaski, GA | $61000 | 50 year old | $507 |
| Port Royal, SC | $211500 | New Home | $684 |
| St. Helena Island, SC | $232600 | 50 year old | $1,006 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $1,026 | $1,087 |
| $300,000 to $399,999 | $2,491 | $2,640 |
| $250,000 to $299,999 | $1,753 | $1,858 |
| $500,000 to $749,999 | $4,006 | $4,246 |
| $750,000 to $999,999 | $4,632 | $4,909 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Guyton, GA | $902 | $656 |
| Stilson, GA | $797 | $579 |
| Bloomingdale, GA | $1,033 | $751 |
| Georgetown, GA | $857 | $623 |
| Whitemarsh Island, GA | $904 | $657 |
| Sylvania, GA | $614 | $446 |
| Montgomery, GA | $966 | $702 |
| Pulaski, GA | $482 | $350 |
| Port Royal, SC | $901 | $654 |
| St. Helena Island, SC | $957 | $696 |
| Coverage Value | Average Effingham County, GA Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $2,491 |
| $500,000 to $749,999 | $4,006 |
| $100,000 to $124,999 | $541 |
| $150,000 to $174,999 | $955 |
| $1500,000 to $2000,000 | $5,477 |