Effingham County, IL homeowners insurance rate is about $735 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Co Rd 2000 N, Co Rd 1975 N, Co Rd 225, Co Rd 1010 E, 3rd St, E Center St, 1050th St, Co Rd 0, Co Rd 960 E, 800th St | $745 |
| E 750th Ave, Co Rd 700 N, N 890th St, 950th St, Sierra Ave, N 675th St, Co Rd 200 N, Parmenter Dr, E 1250th Ave, Co Rd 1275 N | $697 |
| Co Rd 1060 N, W Church St, Majestic Ct, Planters St, Harmony Dr, Co Rd 400 N, 895th Ave, Co Rd 1000 N, Co Rd 100 N, N 2000th St | $870 |
| Co Rd 1350 E, 1600th St, Co Rd 19, E 1545th Ave, Co Rd 1800 E, Rhine St, Wall St, 1635th St, 1625th Ave, N 1300th St | $776 |
| E 950th Ave, S Reynolds St, W Jackson St, Whitler Ln, E 1000th Ave, S 3rd St, Sherman Dr, W Division St, W Tower Ln, E Campground Rd | $795 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Louisville, IL | $73700 | 50 year old | $573 |
| Cowden, IL | $62500 | Above 50 year old | $528 |
| East Nelson, IL | $158300 | 30 year old | $819 |
| Greenville, IL | $101800 | 30 year old | $619 |
| Donnellson, IL | $42000 | 30 year old | $412 |
| Fairfield, IL | $62100 | 40 year old | $835 |
| Dora, IL | $94100 | 40 year old | $646 |
| Wamac, IL | $26400 | Above 50 year old | $336 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $899 | $953 |
| $750,000 to $999,999 | $3,877 | $4,110 |
| $100,000 to $124,999 | $642 | $681 |
| $150,000 to $174,999 | $705 | $747 |
| $200,000 to $249,999 | $1,119 | $1,186 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Louisville, IL | $545 | $396 |
| Cowden, IL | $498 | $362 |
| East Nelson, IL | $797 | $579 |
| Greenville, IL | $603 | $438 |
| Donnellson, IL | $401 | $292 |
| Fairfield, IL | $804 | $584 |
| Dora, IL | $622 | $452 |
| Wamac, IL | $317 | $230 |
| Coverage Value | Average Effingham County, IL Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $1,620 |
| $175,000 to $199,999 | $899 |
| $400,000 to $499,999 | $2,620 |
| $200,000 to $249,999 | $1,119 |
| $1500,000 to $2000,000 | $4,585 |