Fayette County, KY homeowners insurance rate is about $986 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Alva Ct, Houndstooth Ct, W Edgebrook Dr, Brook Park Dr, Smoky Mountain Dr, Summerhill Dr, Paxson Ct, Grafton Dr, Promenade Dr, Nicolet Ct | $959 |
| Robinhill Way, Webster Ct, Sedalia Ln, Enchantment Ct, Pine Needles Ln, Cave Hill Ln, Calhoun Cir, Chamblee Ln, Furlani Ct, Beaumont Centre Pkwy | $1,158 |
| Hopemont Ct, Merridew Way, Berryman Ct, Solberg Ln, Reserve Rd, Mattea Ct, Calevares Dr, Clemens Ct, Copper Springs Dr, Hemlock Way | $1,176 |
| Keene Rd, Fireside Cir, Water Knoll Ct, Sweetleaf Ct, Marian Ct, Keats Grove Ln, Lyon Dr, Lexington Rd, James Ln, Almond Way | $1,425 |
| Montavesta Pl, Woodley Cir, Barrow Wood Ln, Glen Crst, Woodmont Dr, St Ives Cir, Willow Glen, Milam Ln, Bay Leaf Dr, Castlegate Wynd | $1,258 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Woodford, KY | $320400 | New Home | $1,002 |
| Bourbon County, KY | $144900 | 40 year old | $814 |
| Scott County, KY | $170800 | 50 year old | $1,012 |
| Salvisa, KY | $95000 | Above 50 year old | $802 |
| McAfee, KY | $160000 | 50 year old | $1,025 |
| Danville, KY | $155800 | 50 year old | $850 |
| Owingsville, KY | $77000 | 40 year old | $653 |
| Junction City, KY | $87200 | 30 year old | $742 |
| Crab Orchard, KY | $88000 | Above 50 year old | $770 |
| Taylorsville, KY | $157300 | New Home | $600 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $2,366 | $2,508 |
| $200,000 to $249,999 | $1,136 | $1,204 |
| $150,000 to $174,999 | $879 | $932 |
| $1500,000 to $2000,000 | $4,870 | $5,162 |
| $750,000 to $999,999 | $4,119 | $4,366 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Woodford, KY | $1,356 | $985 |
| Bourbon County, KY | $783 | $569 |
| Scott County, KY | $964 | $700 |
| Salvisa, KY | $756 | $549 |
| McAfee, KY | $975 | $709 |
| Danville, KY | $809 | $588 |
| Owingsville, KY | $628 | $457 |
| Junction City, KY | $722 | $525 |
| Crab Orchard, KY | $726 | $528 |
| Taylorsville, KY | $812 | $590 |
| Coverage Value | Average Fayette County, KY Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $972 |
| $200,000 to $249,999 | $1,136 |
| $1000,000 to $1499,999 | $4,536 |
| $100,000 to $124,999 | $460 |
| $400,000 to $499,999 | $2,783 |