Ferguson, MO homeowners insurance rate is about $863 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Helenoak Dr, Wamsutta Trl, Jerries Ln, S Branridge Rd, Kingshead Dr, Silhouette Pl, Mayfair Plaza Shopping Ctr, Kingsfont Pl, Dallavis Dr, Hyde Park Dr | $1,011 |
| Harrison St, Holiday Hill Dr, Cheyenne Dr, St Michael Ct, Duchesne Dr, Bayberry Ln, Clearview Dr, Duquette Ln, St Malachy Ln, Saint Marie St | $1,084 |
| Prentice Dr, Benham Rd, Rountree Dr, Landseer Dr, Whisper Lake Dr, Metarus Dr, Saginaw Dr, Fawn Cir, Fawn, Rottingdean Dr | $1,129 |
| Estates Ct, Leicester Ln, Manor Ln, Bromley Dr, Adelle Ave, Cardigan Dr, Frost Ave, Ford Dr, Deer Ridge Dr, Blackburn Ave | $1,007 |
| Brackleigh Ln, Charlotte Dr, Brittany Town Pl, Richwood Ln, Boellner Dr, Frostview Ln, Clover Ln, Young Dr, Bascom Dr, Jacklin Ave | $1,105 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Mitchell, IL | $74500 | 50 year old | $576 |
| Weldon Spring, MO | $225100 | 50 year old | $937 |
| Shipman, IL | $117000 | 40 year old | $721 |
| Josephville, MO | $280900 | Above 50 year old | $1,464 |
| Monroe, MO | $152800 | New Home | $677 |
| Western Mound, IL | $146900 | 30 year old | $793 |
| St. Rose, IL | $168100 | 40 year old | $849 |
| Germantown, IL | $166100 | 30 year old | $835 |
| Plum Hill, IL | $157000 | Above 50 year old | $843 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $2,879 | $3,052 |
| $750,000 to $999,999 | $7,053 | $7,476 |
| $300,000 to $399,999 | $3,770 | $3,996 |
| $100,000 to $124,999 | $957 | $1,015 |
| $200,000 to $249,999 | $2,160 | $2,290 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Mitchell, IL | $548 | $398 |
| Weldon Spring, MO | $891 | $648 |
| Shipman, IL | $695 | $505 |
| Josephville, MO | $1,380 | $1,003 |
| Monroe, MO | $916 | $666 |
| Western Mound, IL | $772 | $561 |
| St. Rose, IL | $817 | $594 |
| Germantown, IL | $813 | $591 |
| Plum Hill, IL | $794 | $577 |
| Coverage Value | Average Ferguson, MO Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $7,767 |
| $150,000 to $174,999 | $1,548 |
| $200,000 to $249,999 | $2,160 |
| $750,000 to $999,999 | $7,053 |
| $175,000 to $199,999 | $1,705 |