Grand Junction, CO homeowners insurance rate is about $1136 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| S Regent Cir, Deer Park Cir N, Rio Borde Ct, S Surrey Ct, W Greenwood Ct, Redlands Ct, Glacier Dr, el Rio Dr, Arrowhead Ln, Oriole Dr | $1,549 |
| Riverside Pkwy, Marianne Dr, Broken Arrow Dr, Robin Ct, D 1/2 Ct, Wedgewood Dr, Florida St, McMullin Dr, Davis Pl, Baltic Ct | $1,218 |
| Montgomery St, Monitor Mesa Ct, Quincy Ct, Twyman Dr, Pinon Ct, Fischer Ave, E Danbury Cir, Dolores St, Cheyenne Dr, Chey Ln | $1,292 |
| Van Buren Ave, Estates Blvd, Marshall Ct, W Wilshire Ct, Brenna Way, Capra Way, Silver Oak Dr, E Foresight Cir, Trail's End Ct, Alpha Pl | $1,182 |
| Falcon Ridge Dr, Dream St, Mesa Crest Pl, Ronda Lee Rd, A 1/2 Rd, Great Plains Dr, Fall Creek Dr, Jon Hall St, Knob Hill Dr, Chipeta Pines Ct | $1,222 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Redlands, CO | $288100 | 40 year old | $1,051 |
| Fruitvale, CO | $186500 | 50 year old | $880 |
| Clifton, CO | $166000 | 50 year old | $838 |
| Whitewater, CO | $286000 | 40 year old | $1,473 |
| Fruita, CO | $251800 | 40 year old | $987 |
| Glade Park, CO | $340100 | 30 year old | $1,612 |
| Parachute, CO | $160800 | 50 year old | $1,164 |
| Delta County, CO | $206200 | Above 50 year old | $1,212 |
| Olathe, CO | $209400 | 50 year old | $923 |
| Hotchkiss, CO | $243200 | 40 year old | $1,367 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $5,021 | $5,322 |
| $400,000 to $499,999 | $2,869 | $3,041 |
| $1000,000 to $1499,999 | $4,677 | $4,957 |
| $750,000 to $999,999 | $4,246 | $4,501 |
| $100,000 to $124,999 | $508 | $539 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Redlands, CO | $1,012 | $736 |
| Fruitvale, CO | $838 | $609 |
| Clifton, CO | $798 | $580 |
| Whitewater, CO | $1,419 | $1,031 |
| Fruita, CO | $950 | $691 |
| Glade Park, CO | $1,569 | $1,140 |
| Parachute, CO | $1,108 | $805 |
| Delta County, CO | $1,143 | $831 |
| Olathe, CO | $879 | $639 |
| Hotchkiss, CO | $1,316 | $956 |
| Coverage Value | Average Grand Junction, CO Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $1,693 |
| $1500,000 to $2000,000 | $5,021 |
| $200,000 to $249,999 | $1,207 |
| $1000,000 to $1499,999 | $4,677 |
| $100,000 to $124,999 | $508 |