Hampden County, MA homeowners insurance rate is about $910 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Haight Rd, Woods Ln, Taft Rd, Old Rte 20, School House Rd, Upper Otter Dr, Hiram Blair Rd, Mountain Acres Rd, Pochassic Rd, Hall Rd | $1,098 |
| Vinton Ln, Wood Ln, Brandon St, Oak Ridge Dr, Apple Tree Ln, Park Ln, Woodland Hts, Fountain Rd, Hisgen Rd, Old County Way | $814 |
| Bartlett Ave, Mohawk St, Cottage Ave, Wandering Meadows Ln, Bellows Rd, Patriot Ridge Ln, Balsam Dr, Hatch St, Weston St, Inwood Dr | $905 |
| Hickory Ave, Sunflower Ln, Ridge Trail Rd, Marla Cir, Susan Dr, Cara Ln, Hunters Slope, Old County Rd, Lynnwood Dr, Dry Bridge Rd | $929 |
| Roseland Ter, Albemarle Rd, State Rte 192, Villa St, Elmwood Ave, Edgemont St, West, Westmoreland Ave, Berwick Rd, Wenonah Pl | $1,189 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Holyoke, MA | $182700 | 30 year old | $890 |
| Salmon Brook, CT | $250800 | 40 year old | $1,232 |
| South Amherst, MA | $309800 | 40 year old | $1,283 |
| Goshen, MA | $276600 | 40 year old | $1,176 |
| Otis, MA | $258700 | New Home | $876 |
| Terramuggus, CT | $302400 | 30 year old | $1,359 |
| Oxford, MA | $232600 | 50 year old | $896 |
| Haddam, CT | $305400 | 30 year old | $972 |
| East Haddam, CT | $268800 | Above 50 year old | $931 |
| Whitinsville, MA | $271600 | 30 year old | $816 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $2,209 | $2,342 |
| $500,000 to $749,999 | $2,828 | $2,997 |
| $150,000 to $174,999 | $690 | $731 |
| $200,000 to $249,999 | $869 | $921 |
| $175,000 to $199,999 | $785 | $832 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Holyoke, MA | $866 | $629 |
| Salmon Brook, CT | $1,187 | $862 |
| South Amherst, MA | $1,235 | $898 |
| Goshen, MA | $1,132 | $823 |
| Otis, MA | $1,082 | $786 |
| Terramuggus, CT | $1,323 | $961 |
| Oxford, MA | $853 | $620 |
| Haddam, CT | $946 | $688 |
| East Haddam, CT | $877 | $638 |
| Whitinsville, MA | $794 | $577 |
| Coverage Value | Average Hampden County, MA Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $3,601 |
| $400,000 to $499,999 | $2,209 |
| $150,000 to $174,999 | $690 |
| $750,000 to $999,999 | $3,270 |
| $200,000 to $249,999 | $869 |