Harris County, TX homeowners insurance rate is about $1391 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Date Meadow Ln, Cheddar Ridge Dr, Cairn Meadows Dr, Barnstable Ct, Glen May Park Ct, Sugarmeade Ln, Crownsedge Dr, Candlewood Oaks Ln, Astilbe Ct, Birchline Dr | $1,896 |
| Ravens Nest Ln, Golf Ridge Cir, S Crest Ln, Cecil Summers Way, Major Blizzard Dr, S Birch Ln, E Capri Dr, Sageorchard Cir, Kirksage Dr, Riverridge Park Ln | $1,847 |
| Friar Village Dr, Bowsman Dr, Eagle Ledge Ln, Briar Harbor Dr, Lake Vista Dr, Mohave Way Dr, Island Spring Ln, Willow Breeze Dr, Flower Mist Ct, Eganville Cir | $1,814 |
| Oakwick Ln, Cottage Timbers Ln, Hartshill Dr, Lake Tahoe Ct, Maple Shores Dr, Yaupon Holly Ln, Finnigans Cir, Great Salt Dr, White Summit Ct, Breezy Meadow Ct | $1,805 |
| Lamaster Ln, Lytton Springs, Lexington Blvd, Dresher Dr, Springerton Cir, Cypresswood Knoll, Louetta Xing, Spencers Gate Ct, Lazy Springs Ln, Pine Thicket Ct | $1,813 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Spring, TX | $132200 | New Home | $1,171 |
| Harris, TX | $183900 | 30 year old | $1,568 |
| Shenandoah, TX | $251600 | Above 50 year old | $2,043 |
| Manvel, TX | $181400 | New Home | $732 |
| Morgan's Point, TX | $195500 | New Home | $1,350 |
| Thompsons, TX | $177500 | 40 year old | $1,826 |
| Brookshire, TX | $174300 | 50 year old | $1,002 |
| Bayou Vista, TX | $224000 | 40 year old | $1,936 |
| Brazoria County, TX | $164300 | 30 year old | $1,435 |
| Devers, TX | $85000 | Above 50 year old | $1,516 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $1,565 | $1,659 |
| $500,000 to $749,999 | $5,687 | $6,028 |
| $150,000 to $174,999 | $1,233 | $1,307 |
| $750,000 to $999,999 | $6,576 | $6,970 |
| $100,000 to $124,999 | $768 | $814 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Spring, TX | $1,465 | $1,064 |
| Harris, TX | $1,526 | $1,109 |
| Shenandoah, TX | $1,926 | $1,399 |
| Manvel, TX | $964 | $700 |
| Morgan's Point, TX | $1,802 | $1,310 |
| Thompsons, TX | $1,759 | $1,278 |
| Brookshire, TX | $954 | $693 |
| Bayou Vista, TX | $1,864 | $1,355 |
| Brazoria County, TX | $1,397 | $1,015 |
| Devers, TX | $1,430 | $1,039 |
| Coverage Value | Average Harris County, TX Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $2,604 |
| $750,000 to $999,999 | $6,576 |
| $200,000 to $249,999 | $1,926 |
| $1500,000 to $2000,000 | $7,776 |
| $400,000 to $499,999 | $4,443 |