What Makes Your Hernando County, FL Home Insurance Cheap or Expensive

Hernando County, FL homeowners insurance rate is about $1131 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Hernando County, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Merwyn Cir, Snowbird Ave, Carolina Chickadee Rd, Humbler Rd, Kite Rd, Yellow Hammer Rd, Mount Sparrow Rd, Jenny Wren Rd, E Scissorbill Ave, Poorwill Ave $1,635
Bluestone, Umbrella Rock St, Woodland Cir, Emily Dr, Smoketree Ln, Mike Ln, Millrock St, Riverview Dr, Chimney Rock Dr, Tombstone St $1,006
Gladstone St, Gum Dr, Baltimore St, Bayou Dr, Gay St, Bourbon St, Gettysburg Dr, Glenarm Way, W Richard Dr, Inlet St $1,419
Haslage Rd, Tomlinson Ln, Co Rd 478, Wilkes Ct, Flagler Ave, Cammie St, Pine Needle Ln, Richbarn Rd, Laird Rd, Frontier Way $1,480
Medical Blvd, Valley Falls Loop, Rochester St, Staten Ave, Corolla Ave, Bloomfield Dr, Westerly Dr, Martina Dr, Cherrywood Ct, Teapot Ct $1,833

Cost of Hernando County, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
High Point, FL $63500 40 year old $850
Weeki Wachee Gardens, FL $196400 50 year old $1,787
Homosassa, FL $275200 30 year old $2,257
Dade City, FL $86000 Above 50 year old $864
Black Diamond, FL $286600 40 year old $2,354
Citrus Springs, FL $121800 50 year old $903
Lake Magdalene, FL $208800 Above 50 year old $1,030
University, FL $83800 30 year old $941
Brandon, FL $166700 50 year old $1,102
Lisbon, FL $135200 40 year old $1,349

Hernando County, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $8,059 $8,542
$250,000 to $299,999 $2,770 $2,936
$1000,000 to $1499,999 $7,506 $7,957
$175,000 to $199,999 $1,622 $1,720
$750,000 to $999,999 $6,816 $7,225

Cost of Home insurance with Deductible Scenarios in Hernando County, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
High Point, FL $818 $595
Weeki Wachee Gardens, FL $1,701 $1,236
Homosassa, FL $2,197 $1,597
Dade City, FL $814 $592
Black Diamond, FL $2,266 $1,647
Citrus Springs, FL $860 $625
Lake Magdalene, FL $971 $706
University, FL $916 $666
Brandon, FL $1,049 $762
Lisbon, FL $1,299 $944

Hernando County, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Hernando County, FL Homeowners Insurance ($)
$175,000 to $199,999 $1,622
$1000,000 to $1499,999 $7,506
$750,000 to $999,999 $6,816
$300,000 to $399,999 $3,625
$400,000 to $499,999 $4,605

How can I Make My Hernando County, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Hernando County, FL