What Makes Your Homestead, FL Home Insurance Cheap or Expensive

Homestead, FL homeowners insurance rate is about $1339 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Homestead, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
SE 16th Ave, SE 15th Ave, SE 23rd Dr, SE 16 Ct, Cardinal Pl, S Bluebird Ln, SE 13th St, SE 16th St, SE 12th Ter, SE 19th Ct $1,465
SW 9th Ct, SW 392nd St, SW 377th Ter, SW 177th Ct, State Hwy 9336, SW 352nd St, SW 381 St, SW 383rd St, SW 377th Ln, SW 232nd Ave $1,585
SE 32nd Ter, SE 37th Ter, SE 14th Pl, SE 15th Ave, SE 29th Ave, SE 3rd Dr, NE 34th Ter, SE 2nd Dr, SE 22nd Ln, SE 37th Pl $1,480
SW 189th Ct, SW 325th Ln, 194th Ct, NW 14th Trl, SW 319th Trl, SW 327th St, SW 295th Ter, SW 193rd Ave, NW 15th Ter, SW 195th Ave $1,867
E Mowry Ct, NE 3rd Ter, SE 1st Dr, Park Pl, NE 4th Rd, SE 4th Rd, NE 2nd Rd, College Ter, NE 1st Dr, NE 5th Dr $1,131

Cost of Homestead, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Key Largo, FL $1613200 40 year old $1,059
Tavernier, FL $380300 30 year old $2,878
Tamiami, FL $255500 40 year old $1,423
side, FL $211600 Above 50 year old $1,527
Brownsville, FL $124400 40 year old $1,274
Gladeview, FL $107400 Above 50 year old $1,181
Layton, FL $371400 40 year old $2,858
Bay Harbor Islands, FL $373800 30 year old $2,841
Bal Harbour, FL $755500 New Home $670

Homestead, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250,000 to $299,999 $2,639 $2,797
$750,000 to $999,999 $6,212 $6,584
$400,000 to $499,999 $4,197 $4,449
$150,000 to $174,999 $1,296 $1,374
$1000,000 to $1499,999 $6,841 $7,252

Cost of Home insurance with Deductible Scenarios in Homestead, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Key Largo, FL $1,020 $741
Tavernier, FL $2,801 $2,036
Tamiami, FL $1,370 $996
side, FL $1,439 $1,046
Brownsville, FL $1,227 $892
Gladeview, FL $1,113 $809
Layton, FL $2,753 $2,000
Bay Harbor Islands, FL $2,765 $2,010
Bal Harbour, FL $883 $641

Homestead, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Homestead, FL Homeowners Insurance ($)
$750,000 to $999,999 $6,212
$1000,000 to $1499,999 $6,841
$200,000 to $249,999 $1,826
$150,000 to $174,999 $1,296
$500,000 to $749,999 $5,372

How can I Make My Homestead, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Homestead, FL