Iowa City, IA homeowners insurance rate is about $946 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Co Rd F14, Co Rd F28, W Elm St, Rapid Creek Trl NE, Sugar Bottom Rd NE, E Short St, Parkside Dr NE, Lyle Dr NE, E 8th St, Polk Ave NE | $919 |
| Johnson Louisa Co Line, 620th St SE, Arlington Dr, Kensington Ct, Otter Creek Rd SE, Co Rd X16, Remote St, 490th St SE, 660th St SE, Camden Rd | $664 |
| 545th St, Jasper Ave, Apache Trl, 3rd St, Sierra Ct SW, Windwood Rd, Johnson-Washington Rd SW, Maier Ave SW, 490th St SW, Black Hawk Ave SW | $719 |
| Cascade Ln, Duck Creek Dr, Slothower Rd SW, Jacque St, Deerfield Dr, Dublin Dr, Wolfbrook Cir, Gallup Pl, Hawkeye Ct, Hawkeye Dr | $927 |
| Pentire, Walker Creek, Quincent St, Taft Speedway St, Forest Glen, Kyle Dr NE, Pendale Trl, Bluffwood Cir, Audrey Ct NE, Center St | $976 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Sharon, IA | $221100 | 30 year old | $1,035 |
| Liberty, IA | $113400 | Above 50 year old | $786 |
| Cedar Rapids, IA | $138500 | 40 year old | $828 |
| Muscatine County, IA | $128100 | 30 year old | $788 |
| Brighton, IA | $68200 | 40 year old | $571 |
| Eldorado, IA | $148600 | Above 50 year old | $902 |
| Morning Sun, IA | $86500 | Above 50 year old | $674 |
| Calamus, IA | $95300 | New Home | $503 |
| Keystone, IA | $99100 | 30 year old | $706 |
| Oakville, IA | $76700 | 30 year old | $607 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $2,907 | $3,081 |
| $250,000 to $299,999 | $1,351 | $1,432 |
| $100,000 to $124,999 | $468 | $496 |
| $175,000 to $199,999 | $807 | $856 |
| $300,000 to $399,999 | $1,925 | $2,040 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Sharon, IA | $1,008 | $732 |
| Liberty, IA | $741 | $539 |
| Cedar Rapids, IA | $797 | $579 |
| Muscatine County, IA | $767 | $557 |
| Brighton, IA | $550 | $400 |
| Eldorado, IA | $851 | $618 |
| Morning Sun, IA | $635 | $462 |
| Calamus, IA | $672 | $488 |
| Keystone, IA | $688 | $500 |
| Oakville, IA | $591 | $429 |
| Coverage Value | Average Iowa City, IA Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $807 |
| $500,000 to $749,999 | $2,907 |
| $200,000 to $249,999 | $966 |
| $250,000 to $299,999 | $1,351 |
| $1500,000 to $2000,000 | $3,974 |