What Makes Your Jefferson County, MO Home Insurance Cheap or Expensive

Jefferson County, MO homeowners insurance rate is about $1030 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Jefferson County, MO Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Fox Ln, Country Club Estates Dr, Buena Vista Dr, Par Run, Finley Ln, Forest Gardens, Jb Ranch Rd, Mountain Ridge Dr, Flowerdale Ct, Bald Rock $1,149
N Spring View Dr, Christy Ln, Susan Dr, Chippendale Ln, Mayfield Farms Dr, Tiara, Castlemain Dr, Weiland Rd, Loveless Rd, Valley Oaks Ct $1,277
Midway Dr, Northridge Dr, Running Fox Ct, Eagle Dr, Der Bayerhoff, Whisper Valley Rd, Burgess Ford Rd, Rainbow Acres, Engle Ford Rd, Hawthorn Pl $1,075
Granada Dr, Tishomingo Forest, Pin Oak Dr, Hollyhock Ln, Tara Ln, Hillsboro House Springs Rd, Par Dr, Marty Martin Rd, Hillsboro-House Springs Rd, Lonesome Pines $1,133
Barrington Oaks Dr, Honey Crst, Twilight Dr, Hallard Ln, Spring Rd, Ganey Rd, St Patrick Ln, Kits Xing, Byrnesville Rd, Cross Creek Ln $1,124

Cost of Jefferson County, MO Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Valley Park, MO $172500 Above 50 year old $858
Missouri River, MO $464800 Above 50 year old $1,208
Breton, MO $89700 Above 50 year old $800
Leadwood, MO $53000 Above 50 year old $791
Bel-Ridge, MO $58500 Above 50 year old $817
Belleville, IL $96000 30 year old $626
St. Clair, IL $158800 50 year old $705
Iron Mountain Lake, MO $37500 40 year old $696

Jefferson County, MO Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $1,457 $1,544
$500,000 to $749,999 $4,163 $4,413
$1500,000 to $2000,000 $5,692 $6,033
$1000,000 to $1499,999 $5,301 $5,619
$150,000 to $174,999 $1,008 $1,069

Cost of Home insurance with Deductible Scenarios in Jefferson County, MO | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Valley Park, MO $809 $588
Missouri River, MO $1,139 $828
Breton, MO $754 $548
Leadwood, MO $746 $542
Bel-Ridge, MO $771 $560
Belleville, IL $610 $443
St. Clair, IL $671 $487
Iron Mountain Lake, MO $670 $487

Jefferson County, MO Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Jefferson County, MO Homeowners Insurance ($)
$400,000 to $499,999 $3,252
$100,000 to $124,999 $770
$300,000 to $399,999 $2,727
$1000,000 to $1499,999 $5,301
$500,000 to $749,999 $4,163

How can I Make My Jefferson County, MO Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Jefferson County, MO