Key West, FL homeowners insurance rate is about $1495 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Spalding Ct, College Rd, Donald Ave, Glenn Archer Jr St, Glynn R Archer Jr Dr, Peacock Plz, 18th Ter, Ellsberg Ct, Northside Ct, Trinity Dr | $1,540 |
| Eaton St, Mustin St, Glynn R Archer Jr Dr, 8th St, Sigsbee Rd, Kennedy Dr, David Porter Rd, Chevalier Ave, Halsey Dr, Stephen Mallory Rd | $3,384 |
| Patricia St, Vonphister St, Blanche St, Airport Blvd, Georgia St, Tropical St, Sunshine Dr, Venetia St, Go Ln, Roosevelt Blvd | $2,294 |
| Pryor Cir, Peninsular Ave, 1st Ave, 3rd Ave, Key Haven Blvd, Balido Ter, Laurel Ave, Cross St, Sunshine St, Douglas Cir | $1,766 |
| Big Ruby, Whitehead St, Hutchinson Ln, Center St, Aronovitz Ln, Duval St, Samaritan Ln, Thomas St, Love Ln, Olivia St | $3,744 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Stock Island, FL | $274000 | New Home | $1,662 |
| Big Coppitt Key, FL | $305700 | 50 year old | $2,501 |
| Cudjoe Key, FL | $397000 | 40 year old | $3,000 |
| Lower Keys, FL | $401900 | 40 year old | $968 |
| Big Pine Key, FL | $356300 | 50 year old | $2,805 |
| Key Colony Beach, FL | $487500 | 40 year old | $586 |
| Marathon, FL | $358800 | Above 50 year old | $998 |
| Middle Keys, FL | $367200 | 50 year old | $981 |
| Duck Key, FL | $651800 | 40 year old | $626 |
| Layton, FL | $371400 | 40 year old | $2,858 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $2,408 | $2,553 |
| $1500,000 to $2000,000 | $2,848 | $3,019 |
| $250,000 to $299,999 | $965 | $1,022 |
| $500,000 to $749,999 | $2,083 | $2,208 |
| $100,000 to $124,999 | $307 | $325 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Stock Island, FL | $2,189 | $1,591 |
| Big Coppitt Key, FL | $2,380 | $1,730 |
| Cudjoe Key, FL | $2,889 | $2,099 |
| Lower Keys, FL | $932 | $678 |
| Big Pine Key, FL | $2,670 | $1,940 |
| Key Colony Beach, FL | $564 | $410 |
| Marathon, FL | $941 | $684 |
| Middle Keys, FL | $933 | $678 |
| Duck Key, FL | $603 | $438 |
| Layton, FL | $2,753 | $2,000 |
| Coverage Value | Average Key West, FL Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $2,083 |
| $1000,000 to $1499,999 | $2,652 |
| $150,000 to $174,999 | $419 |
| $400,000 to $499,999 | $1,627 |
| $250,000 to $299,999 | $965 |