What Makes Your Lakeland, FL Home Insurance Cheap or Expensive

Lakeland, FL homeowners insurance rate is about $1163 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Lakeland, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Shelton Rd, Dawn Ln, Ave D S, Cochran Ln, Moss Rd, Hewlett Dr, Howard Rd, Stoody Ave, Sims Rd, Westwind Ln $1,001
Lanier Ave NW, Sandcrane Trl, Pleasant Way, Pine Meadow Rd, Howard Blvd, Oak Haven Dr, Polk Ave NW, Pioneer Dr, Robellini Ct, Mather Rd W $993
Brown Fox Run, Greenbrier Village Loop, Sherertz Rd, Huntington Ln, Krenson Oaks Cir, Cheshire Pl, Huntington Hills Blvd, Buckthorn Ln, Senic View Ct III, Scenic Way $1,168
Toni Ave, Barnie Ln, Club Hill S, Peterson Rd, High Ridge Pl, Woodwind Hills Ln, Hebron Ln, Verandah Vue Dr, Linden Ave, Bobbie Ave $1,585
Asher Rd, Celia Cir W, Athenia Way, San Paulo Ct, Hulse Ln, Lisa Ave, Prince Ln, Count Ct, Live Oak Rd, Kingswood Ct $1,789

Cost of Lakeland, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Horizon, FL $291700 30 year old $1,211
Odessa, FL $273300 40 year old $1,165
Garden Grove, FL $82600 New Home $719
Sun City Center, FL $155800 New Home $764
Howey-in-the-Hills, FL $171100 30 year old $1,578
Pine Castle, FL $127500 30 year old $911
Spring Hill, FL $119000 New Home $660
Timber Pines, FL $137200 50 year old $980
Greenbriar, FL $162300 40 year old $1,535

Lakeland, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $4,449 $4,716
$150,000 to $174,999 $1,455 $1,542
$750,000 to $999,999 $6,585 $6,980
$300,000 to $399,999 $3,781 $4,008
$250,000 to $299,999 $2,777 $2,944

Cost of Home insurance with Deductible Scenarios in Lakeland, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Horizon, FL $1,179 $857
Odessa, FL $1,122 $815
Garden Grove, FL $947 $688
Sun City Center, FL $1,021 $742
Howey-in-the-Hills, FL $1,536 $1,116
Pine Castle, FL $887 $645
Spring Hill, FL $846 $615
Timber Pines, FL $933 $678
Greenbriar, FL $1,478 $1,074

Lakeland, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Lakeland, FL Homeowners Insurance ($)
$150,000 to $174,999 $1,455
$250,000 to $299,999 $2,777
$750,000 to $999,999 $6,585
$300,000 to $399,999 $3,781
$200,000 to $249,999 $1,920

How can I Make My Lakeland, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Lakeland, FL