Lakeland, FL homeowners insurance rate is about $1163 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Shelton Rd, Dawn Ln, Ave D S, Cochran Ln, Moss Rd, Hewlett Dr, Howard Rd, Stoody Ave, Sims Rd, Westwind Ln | $1,001 |
| Lanier Ave NW, Sandcrane Trl, Pleasant Way, Pine Meadow Rd, Howard Blvd, Oak Haven Dr, Polk Ave NW, Pioneer Dr, Robellini Ct, Mather Rd W | $993 |
| Brown Fox Run, Greenbrier Village Loop, Sherertz Rd, Huntington Ln, Krenson Oaks Cir, Cheshire Pl, Huntington Hills Blvd, Buckthorn Ln, Senic View Ct III, Scenic Way | $1,168 |
| Toni Ave, Barnie Ln, Club Hill S, Peterson Rd, High Ridge Pl, Woodwind Hills Ln, Hebron Ln, Verandah Vue Dr, Linden Ave, Bobbie Ave | $1,585 |
| Asher Rd, Celia Cir W, Athenia Way, San Paulo Ct, Hulse Ln, Lisa Ave, Prince Ln, Count Ct, Live Oak Rd, Kingswood Ct | $1,789 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Horizon, FL | $291700 | 30 year old | $1,211 |
| Odessa, FL | $273300 | 40 year old | $1,165 |
| Garden Grove, FL | $82600 | New Home | $719 |
| Sun City Center, FL | $155800 | New Home | $764 |
| Howey-in-the-Hills, FL | $171100 | 30 year old | $1,578 |
| Pine Castle, FL | $127500 | 30 year old | $911 |
| Spring Hill, FL | $119000 | New Home | $660 |
| Timber Pines, FL | $137200 | 50 year old | $980 |
| Greenbriar, FL | $162300 | 40 year old | $1,535 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $4,449 | $4,716 |
| $150,000 to $174,999 | $1,455 | $1,542 |
| $750,000 to $999,999 | $6,585 | $6,980 |
| $300,000 to $399,999 | $3,781 | $4,008 |
| $250,000 to $299,999 | $2,777 | $2,944 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Horizon, FL | $1,179 | $857 |
| Odessa, FL | $1,122 | $815 |
| Garden Grove, FL | $947 | $688 |
| Sun City Center, FL | $1,021 | $742 |
| Howey-in-the-Hills, FL | $1,536 | $1,116 |
| Pine Castle, FL | $887 | $645 |
| Spring Hill, FL | $846 | $615 |
| Timber Pines, FL | $933 | $678 |
| Greenbriar, FL | $1,478 | $1,074 |
| Coverage Value | Average Lakeland, FL Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $1,455 |
| $250,000 to $299,999 | $2,777 |
| $750,000 to $999,999 | $6,585 |
| $300,000 to $399,999 | $3,781 |
| $200,000 to $249,999 | $1,920 |