Lapeer County, MI homeowners insurance rate is about $772 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Brown Rd, E Davison Lake Rd, Club Dr, 3rd St, E Brocker Rd, Thomas Rd, Mels Rd, Helen Ct, River St, S Lapeer Rd | $816 |
| Cherry Hill Ct, Jaclyn Rd, O'Brian Rd, Deer Meadow Trl, Opal Ln, Fonda Dr, Breezeway St, Currier Dr, Dockham Rd, White Rd | $828 |
| Golf Vista Dr, Jordyn Ct, Highland Dr, Southampton Dr, Hi-Hill Dr, Longview Dr, Hammond Rd, Stewart Rd, Ta Lor Dr, Thornapple Ln | $853 |
| White Oak Dr, E Coulter Rd, E Oregon St, Summit Dr, King Rd, Wiltshire Ct, Virginia Park Dr, Judy Conn Dr, Knoll Dr, Woodbine Dr | $821 |
| Pine Bluff Dr E, Randall Dr, Lakewood Cir, Don Wayne Dr, Carol Ct, Michael Rd, Morris Rd, Sugarbush Dr, Coral Dr, Hawthorne Dr | $868 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Oakland charter, MI | $383400 | 30 year old | $949 |
| Tuscola, MI | $118400 | 50 year old | $779 |
| Lake Angelus, MI | $1071400 | 30 year old | $575 |
| Caro, MI | $76700 | 50 year old | $706 |
| Linden, MI | $143800 | Above 50 year old | $823 |
| Gaines, MI | $138600 | 50 year old | $808 |
| Spaulding, MI | $78700 | 30 year old | $693 |
| Shields, MI | $114800 | 50 year old | $718 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $4,337 | $4,597 |
| $100,000 to $124,999 | $586 | $622 |
| $500,000 to $749,999 | $3,172 | $3,362 |
| $150,000 to $174,999 | $784 | $831 |
| $200,000 to $249,999 | $1,114 | $1,181 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Oakland charter, MI | $924 | $671 |
| Tuscola, MI | $741 | $539 |
| Lake Angelus, MI | $559 | $407 |
| Caro, MI | $672 | $488 |
| Linden, MI | $776 | $564 |
| Gaines, MI | $769 | $559 |
| Spaulding, MI | $675 | $490 |
| Shields, MI | $684 | $497 |
| Coverage Value | Average Lapeer County, MI Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $4,337 |
| $400,000 to $499,999 | $2,478 |
| $750,000 to $999,999 | $3,668 |
| $250,000 to $299,999 | $1,571 |
| $150,000 to $174,999 | $784 |