What Makes Your Lawrence County, AL Home Insurance Cheap or Expensive

Lawrence County, AL homeowners insurance rate is about $942 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Lawrence County, AL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Hazelwood St, Davis St, Tana Ave, Joe Louis Ln, Bryan St, Prospect St, Co Rd 273, Co Rd 285, Brackin Rd, Jackson St $1,029
Franklin Smith Rd, Winn St, Moulton St, Co Rd 321, Co Rd 534, Audrea St, Old Hillsboro Rd, Pinhook Rd, Morgan St, Irwin Dr $909
Co Rd 566, County Line Rd, Co Rd 129, Co Rd 132, Co Rd 255, Co Rd 151, Franklin County Rd, Co Rd 343, Co Rd 118, Co Rd 146 $1,174
Co Rd 234, Byler Rd, Co Rd 76, Co Rd 70, Old Al Hwy 24, Co Rd 516, Co Rd 122, Co Rd 166, Stewart St, Co Rd 67 $1,130
Al Highway 33, Co Rd 318, Co Rd 298, Co Rd 545, Co Rd 222, Co Rd 390, Co Rd 556, Co Rd 214, Co Rd 578, Co Rd 362 $1,007

Cost of Lawrence County, AL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Hillsboro, AL $104500 50 year old $1,055
Decatur, AL $124700 30 year old $1,066
Muscle Shoals, AL $139600 40 year old $879
Athens, AL $135800 Above 50 year old $1,156
Franklin County, AL $87600 New Home $629
Underwood-Petersville, AL $106600 50 year old $1,067
Triana, AL $220000 Above 50 year old $1,015
Cullman County, AL $121900 New Home $830
Simcoe, AL $105400 New Home $669
Hanceville, AL $91100 30 year old $795

Lawrence County, AL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $7,645 $8,104
$400,000 to $499,999 $4,690 $4,972
$100,000 to $124,999 $998 $1,058
$200,000 to $249,999 $1,781 $1,888
$750,000 to $999,999 $6,942 $7,358

Cost of Home insurance with Deductible Scenarios in Lawrence County, AL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Hillsboro, AL $1,004 $729
Decatur, AL $1,037 $754
Muscle Shoals, AL $846 $615
Athens, AL $1,090 $792
Franklin County, AL $863 $627
Underwood-Petersville, AL $1,016 $738
Triana, AL $957 $695
Cullman County, AL $1,025 $745
Simcoe, AL $847 $616
Hanceville, AL $773 $562

Lawrence County, AL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Lawrence County, AL Homeowners Insurance ($)
$1000,000 to $1499,999 $7,645
$100,000 to $124,999 $998
$200,000 to $249,999 $1,781
$1500,000 to $2000,000 $8,208
$150,000 to $174,999 $1,281

How can I Make My Lawrence County, AL Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Lawrence County, AL