Lincoln County, NC homeowners insurance rate is about $858 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Arrow St, State Rd 1234, Village Rd, Broad River Ln, Lincoln St, State Rd 1243, Rocky Ln, Whispering Hill Trl, State Rd 1226, State Rd 1169 | $839 |
| Andrews Dr, Waters Rd, Pear Tree Ln, Clark Creek Rd, State Rd 1271, Long Meadow Ln, Quail Field Pl, Divot Dr, Shady Brook Ln, Grassy Meadow Ct | $802 |
| Kaye Carri Ln, Eaker Rd, Blairwise Ln, Dewey Boyles Rd, Westwinds Rd, Flay Rd, State Rd 1136, Cooper Rd, Star Ln, Cohn Eaker Rd | $918 |
| Rye Ct, Rhyne Forest Rd, High Country Ln, Chestnut Rd, State Rd 1357, State Rd 1605, Poston Dr, Hercules Ln, Treeline Trl, Prentiss Ln | $905 |
| Johnson Rd, Beam Lumber Rd, Old Massagee Trl, Cotton Tail Ln, Hummingbird Trl, Bud Davis Rd, Winstead Ln, Bill Sain Rd, Knotty Wood Ln, Bentgrass Ln | $642 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Stanley, NC | $139000 | 50 year old | $837 |
| Hickory, NC | $141900 | 30 year old | $806 |
| Troutman, NC | $150200 | 40 year old | $874 |
| Ellendale, NC | $155600 | New Home | $620 |
| Cajah's Mountain, NC | $120200 | 40 year old | $742 |
| India Hook, SC | $166000 | 40 year old | $1,107 |
| Rutherfordton, NC | $116100 | 40 year old | $672 |
| Lewis Fork, NC | $128200 | 50 year old | $789 |
| Cowpens, SC | $87200 | New Home | $450 |
| Millers Creek, NC | $111100 | 50 year old | $706 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $3,523 | $3,735 |
| $300,000 to $399,999 | $2,150 | $2,279 |
| $750,000 to $999,999 | $4,074 | $4,318 |
| $150,000 to $174,999 | $823 | $872 |
| $175,000 to $199,999 | $900 | $954 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Stanley, NC | $796 | $579 |
| Hickory, NC | $785 | $570 |
| Troutman, NC | $842 | $612 |
| Ellendale, NC | $863 | $627 |
| Cajah's Mountain, NC | $714 | $519 |
| India Hook, SC | $1,066 | $775 |
| Rutherfordton, NC | $647 | $470 |
| Lewis Fork, NC | $751 | $546 |
| Cowpens, SC | $593 | $431 |
| Millers Creek, NC | $672 | $488 |
| Coverage Value | Average Lincoln County, NC Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $2,150 |
| $1000,000 to $1499,999 | $4,487 |
| $1500,000 to $2000,000 | $4,817 |
| $400,000 to $499,999 | $2,753 |
| $750,000 to $999,999 | $4,074 |