Madison County, IL homeowners insurance rate is about $718 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Burcham Dr, Lincoln Dr, S East St, Reding Rd, St Louis Ave, Larcher Rd, Central St, Co Rd 24, John Deere Ln, Hertiage Ln | $808 |
| E Oak St, Webster St, Lone Oak Dr, Camelot Dr, Lone Robin St, S Kimberlin St, Avalon Dr, Liebler Dr, Sparrow Ct, N Kimberlin St | $938 |
| Manchester Dr, Perry Manor Dr, Suncrest Ct, Appleton Ct, Lincoln Dr, Wheatridge Dr, Weathervane Ln, Crimson Oak Dr, Formosa Rd, Copper Creek Rd | $838 |
| Hickory Hill Ln, Joshua Ct, State Rte 4, Old State Rte 4, E 2nd St, Railroad St, Navajo Dr, Co Rd 300, Jessica Dr, Dominique | $861 |
| W Division St, Weber Rd, Willow Creek Dr, Motel Rd, State Rte 4, W Alton St, Pocahontas Rd, Country Pointe Ln, Quail Lake Dr, Autumn Oaks Ct | $872 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Pin Oak, IL | $270700 | 50 year old | $1,033 |
| Otterville, IL | $82700 | Above 50 year old | $616 |
| New Athens, IL | $118100 | 50 year old | $733 |
| Harvester, MO | $206000 | 30 year old | $886 |
| Irving, IL | $77900 | New Home | $427 |
| St. Peters, MO | $170300 | 50 year old | $1,107 |
| Batchtown, IL | $105200 | 30 year old | $677 |
| Old Monroe, MO | $102900 | New Home | $717 |
| Foley, MO | $24000 | 30 year old | $613 |
| Fayette County, IL | $84000 | 30 year old | $826 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $3,401 | $3,605 |
| $1500,000 to $2000,000 | $4,649 | $4,928 |
| $300,000 to $399,999 | $2,185 | $2,316 |
| $400,000 to $499,999 | $2,657 | $2,816 |
| $1000,000 to $1499,999 | $4,330 | $4,590 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Pin Oak, IL | $983 | $714 |
| Otterville, IL | $581 | $422 |
| New Athens, IL | $698 | $507 |
| Harvester, MO | $863 | $627 |
| Irving, IL | $562 | $409 |
| St. Peters, MO | $1,054 | $766 |
| Batchtown, IL | $659 | $479 |
| Old Monroe, MO | $945 | $686 |
| Foley, MO | $597 | $434 |
| Fayette County, IL | $804 | $584 |
| Coverage Value | Average Madison County, IL Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $4,649 |
| $1000,000 to $1499,999 | $4,330 |
| $750,000 to $999,999 | $3,932 |
| $200,000 to $249,999 | $1,077 |
| $500,000 to $749,999 | $3,401 |