Mercer County, WV homeowners insurance rate is about $627 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Pine Acre Way, N State St, Center St, Pond Dr, Campcreek Rd, Rustic Way, Thompson Cemetary Rd, Red Sulphur Tpke, Moonglow Dr, Cove Branch Ln | $883 |
| Co Hwy 19/17, N 9th St, Midway St, Indianrock Farm Rd, Frontier Pl, Mockingbird Pl, Bailey St, Rosemary St, Backwoods Ave, Gardenia Way | $707 |
| Old Wv 20 Rd, Co Hwy 19/16, Glenwood Park Rd, Caudill Ct, Breeze Hill St, Pinetree Ests, Blackoak-Black Lick Rd, Clary Dr, Griffith Ln, Arbor Ridge Dr | $710 |
| Coxs Ln, Co Hwy 2, Summers County Line-Dunns Rd, Bicknal Flats Rd, Co Hwy 2/3, Avery Lusk Rd, Whiteoak Creek Rd, Co Hwy 19/4, Co Hwy 10/5, Double Cabin Branch Rd | $555 |
| Blevins Ln, Lockwood Rd, Cable Rd, Mighty Oak Ln, Sweet Grass Ct, Co Hwy 12/4, Waterloo Ln, Chipmunk Way, Ruble Ave, Matoaka Rd | $512 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Montcalm, WV | $36700 | New Home | $316 |
| Ghent, WV | $439700 | 30 year old | $1,680 |
| North Elkin, WV | $34700 | New Home | $504 |
| Hinton, WV | $66700 | 30 year old | $566 |
| Crab Orchard, WV | $96500 | 30 year old | $682 |
| Robinson, VA | $93100 | Above 50 year old | $972 |
| Monroe County, WV | $105700 | 30 year old | $663 |
| Fayette County, WV | $86400 | 30 year old | $626 |
| Indian Valley, VA | $137800 | 50 year old | $737 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $6,117 | $6,484 |
| $150,000 to $174,999 | $1,020 | $1,081 |
| $250,000 to $299,999 | $2,059 | $2,182 |
| $200,000 to $249,999 | $1,460 | $1,547 |
| $300,000 to $399,999 | $2,802 | $2,971 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Montcalm, WV | $416 | $302 |
| Ghent, WV | $1,635 | $1,188 |
| North Elkin, WV | $682 | $496 |
| Hinton, WV | $551 | $401 |
| Crab Orchard, WV | $664 | $482 |
| Robinson, VA | $916 | $666 |
| Monroe County, WV | $645 | $469 |
| Fayette County, WV | $610 | $443 |
| Indian Valley, VA | $701 | $510 |
| Coverage Value | Average Mercer County, WV Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $3,495 |
| $300,000 to $399,999 | $2,802 |
| $150,000 to $174,999 | $1,020 |
| $750,000 to $999,999 | $5,173 |
| $175,000 to $199,999 | $1,221 |