Miami Beach, FL homeowners insurance rate is about $1488 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| 2nd San Marino Ter, 3rd San Marino Ter, E San Marino Dr, 3rd Rivo Alto Ter, W Di Lido Dr, 4th Dilido Ter, S Hibiscus Dr, W Rivo Alto Dr, 4th Rivo Alto Ter, 1st Dilido Ter | $4,182 |
| Indian Creek Island Rd, 97th St, 99th St, 96th St, 101st St, 94th St, E Broadview Dr, Surfside Blvd, W Bay Harbor Dr, 98th St | $1,762 |
| Sunset Harbour Dr, Shelter Ave, Sheridan Ave, 18th St, Purdy Ave, Lake Ave, 19th St, Chase Ave, Lucerne Ave, Hi Tide Dr | $4,231 |
| Chase Ave, W 43rd Ct, W 44th Ct, W 48th St, Nautilus Ct, Barry St, W 45th St, N Jefferson Ave, N Chase Ave, W 47th St | $3,729 |
| 96th St, Irving Ave, Hawthorne Ave, Indian Creek Island Rd, 92nd St, 94th St, Eli Lurie Blvd, 93rd St, 95th St, 91st St | $1,929 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Miami, FL | $244400 | 40 year old | $1,407 |
| Key Biscayne, FL | $1137100 | New Home | $697 |
| Coral Gables, FL | $750400 | 30 year old | $1,500 |
| Westwood Lakes, FL | $247400 | New Home | $1,476 |
| Fort Lauderdale, FL | $224200 | 40 year old | $1,317 |
| Lauderdale Lakes, FL | $101600 | 40 year old | $1,037 |
| West Perrine, FL | $161100 | 50 year old | $1,545 |
| Tamarac, FL | $140100 | New Home | $958 |
| Florida City, FL | $110800 | 50 year old | $849 |
| Homestead, FL | $161100 | New Home | $1,071 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $3,157 | $3,347 |
| $500,000 to $749,999 | $2,309 | $2,448 |
| $150,000 to $174,999 | $584 | $619 |
| $300,000 to $399,999 | $1,496 | $1,586 |
| $175,000 to $199,999 | $602 | $638 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Miami, FL | $1,354 | $984 |
| Key Biscayne, FL | $931 | $676 |
| Coral Gables, FL | $1,460 | $1,061 |
| Westwood Lakes, FL | $2,025 | $1,472 |
| Fort Lauderdale, FL | $1,268 | $922 |
| Lauderdale Lakes, FL | $999 | $726 |
| West Perrine, FL | $1,470 | $1,068 |
| Tamarac, FL | $1,199 | $871 |
| Florida City, FL | $808 | $587 |
| Homestead, FL | $1,323 | $962 |
| Coverage Value | Average Miami Beach, FL Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $699 |
| $1000,000 to $1499,999 | $2,941 |
| $100,000 to $124,999 | $369 |
| $500,000 to $749,999 | $2,309 |
| $1500,000 to $2000,000 | $3,157 |