What Makes Your Miami Beach, FL Home Insurance Cheap or Expensive

Miami Beach, FL homeowners insurance rate is about $1488 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Miami Beach, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
2nd San Marino Ter, 3rd San Marino Ter, E San Marino Dr, 3rd Rivo Alto Ter, W Di Lido Dr, 4th Dilido Ter, S Hibiscus Dr, W Rivo Alto Dr, 4th Rivo Alto Ter, 1st Dilido Ter $4,182
Indian Creek Island Rd, 97th St, 99th St, 96th St, 101st St, 94th St, E Broadview Dr, Surfside Blvd, W Bay Harbor Dr, 98th St $1,762
Sunset Harbour Dr, Shelter Ave, Sheridan Ave, 18th St, Purdy Ave, Lake Ave, 19th St, Chase Ave, Lucerne Ave, Hi Tide Dr $4,231
Chase Ave, W 43rd Ct, W 44th Ct, W 48th St, Nautilus Ct, Barry St, W 45th St, N Jefferson Ave, N Chase Ave, W 47th St $3,729
96th St, Irving Ave, Hawthorne Ave, Indian Creek Island Rd, 92nd St, 94th St, Eli Lurie Blvd, 93rd St, 95th St, 91st St $1,929

Cost of Miami Beach, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Miami, FL $244400 40 year old $1,407
Key Biscayne, FL $1137100 New Home $697
Coral Gables, FL $750400 30 year old $1,500
Westwood Lakes, FL $247400 New Home $1,476
Fort Lauderdale, FL $224200 40 year old $1,317
Lauderdale Lakes, FL $101600 40 year old $1,037
West Perrine, FL $161100 50 year old $1,545
Tamarac, FL $140100 New Home $958
Florida City, FL $110800 50 year old $849
Homestead, FL $161100 New Home $1,071

Miami Beach, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $3,157 $3,347
$500,000 to $749,999 $2,309 $2,448
$150,000 to $174,999 $584 $619
$300,000 to $399,999 $1,496 $1,586
$175,000 to $199,999 $602 $638

Cost of Home insurance with Deductible Scenarios in Miami Beach, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Miami, FL $1,354 $984
Key Biscayne, FL $931 $676
Coral Gables, FL $1,460 $1,061
Westwood Lakes, FL $2,025 $1,472
Fort Lauderdale, FL $1,268 $922
Lauderdale Lakes, FL $999 $726
West Perrine, FL $1,470 $1,068
Tamarac, FL $1,199 $871
Florida City, FL $808 $587
Homestead, FL $1,323 $962

Miami Beach, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Miami Beach, FL Homeowners Insurance ($)
$200,000 to $249,999 $699
$1000,000 to $1499,999 $2,941
$100,000 to $124,999 $369
$500,000 to $749,999 $2,309
$1500,000 to $2000,000 $3,157

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