Miami-Dade County, FL homeowners insurance rate is about $1364 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| SE 14th Ct, N Fieldlark Ln, SE 22nd Dr, SW 337th St, SE 13th Ave, SE 21st St, Sandpiper Blvd, S Bluebird Ln, SE 16th Pl, SE 10th St | $1,416 |
| SW 208th Ave, Pratt Rd, SW 204th Ave, SW 318th St, SW 316th St, SW 342nd St, SW 325th Ln, Arthur Vining Davis Pkwy, SW 200th Ave, SW 315th St | $1,629 |
| Cardena St, Luenga Ave, Jeronimo Dr, Escobar Ave, Marmore Ave, Wood St, Vilabella Ave, SW 38th Ave, Bianca Ave, Colma Ct | $3,371 |
| Bonita Ave, Brighton Pl, Maya Ave, Avocado Ave, Grove St, N Mooring Way, Braganza St, NW Franklin Ct, Lybyer Ave, Palmetto Ave | $3,103 |
| SW 377th Ter, SW 381st Ln, SW 392nd St, SW 382nd St, SW 376th Ln, SW 381 Ter, S Redland Rd, SW 192nd Path, State Hwy 9336, SW 398th St | $1,217 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Westchester, FL | $276600 | Above 50 year old | $1,637 |
| Fountainebleau, FL | $159300 | New Home | $819 |
| Virginia Gardens, FL | $267200 | 50 year old | $2,257 |
| Medley, FL | $38600 | Above 50 year old | $690 |
| Bay Harbor Islands, FL | $373800 | 30 year old | $2,841 |
| Ojus, FL | $172900 | 30 year old | $996 |
| Cooper City, FL | $346800 | 40 year old | $963 |
| Monroe County, FL | $429000 | 30 year old | $1,506 |
| Lauderdale, FL | $126600 | 40 year old | $1,199 |
| Pompano Beach, FL | $164600 | 50 year old | $1,413 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $4,434 | $4,701 |
| $200,000 to $249,999 | $1,173 | $1,243 |
| $400,000 to $499,999 | $2,721 | $2,884 |
| $150,000 to $174,999 | $887 | $940 |
| $100,000 to $124,999 | $477 | $506 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Westchester, FL | $1,544 | $1,122 |
| Fountainebleau, FL | $1,037 | $753 |
| Virginia Gardens, FL | $2,148 | $1,561 |
| Medley, FL | $650 | $472 |
| Bay Harbor Islands, FL | $2,765 | $2,010 |
| Ojus, FL | $969 | $704 |
| Cooper City, FL | $927 | $674 |
| Monroe County, FL | $1,466 | $1,065 |
| Lauderdale, FL | $1,155 | $839 |
| Pompano Beach, FL | $1,344 | $977 |
| Coverage Value | Average Miami-Dade County, FL Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $1,597 |
| $175,000 to $199,999 | $982 |
| $200,000 to $249,999 | $1,173 |
| $500,000 to $749,999 | $3,482 |
| $1500,000 to $2000,000 | $4,761 |