Miami, FL homeowners insurance rate is about $1371 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Loretto Ave, Rosaro Ave, Savona Ave, Toledo St, Paradiso Ave, Blue Rd, Suarez St, Algaringo Ave, Tendilla Ave, Wood St | $2,317 |
| Stewart Ave, S Mooring Way, Kiaora Ave, Cultry Dr, Maya Ave, Braganza St, Brighton Pl, Mayfair Dr, Brooker St, Irvington Ave | $4,498 |
| Bentley Dr, N Melrose Dr, Pine Ct, Hunting Lodge Ct, Lafayette Dr, Pocatella St, Westward Dr, Pine Ave, Deer Run, Perimeter Dr | $1,672 |
| Alcazar Ave, Zamora Ave, Columbus Blvd, Saragossa Ave, Country Club Prado, Catalonia Ave, Casilla St, Castile Ave, Castile Plz, Minorca Ave | $2,471 |
| Robin Ave, Quail Ave, Miami Springs Ave, Ludlam Dr, Swallow Dr, Dove Ave, Nightingale Ave, Bluebird Ave, Bass Point Rd, Fern Way | $2,171 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Brownsville, FL | $124400 | 40 year old | $1,274 |
| Palm Springs North, FL | $296400 | Above 50 year old | $2,466 |
| Olympia Heights, FL | $288200 | 50 year old | $2,391 |
| Westwood Lakes, FL | $247400 | New Home | $1,476 |
| Tamiami, FL | $251900 | Above 50 year old | $1,187 |
| Palmetto Estates, FL | $189200 | Above 50 year old | $1,754 |
| Broadview Park, FL | $140900 | 50 year old | $1,404 |
| Plantation, FL | $176100 | New Home | $1,100 |
| Leisure City, FL | $120300 | Above 50 year old | $905 |
| Delray Beach, FL | $240800 | 40 year old | $1,391 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $4,927 | $5,222 |
| $150,000 to $174,999 | $879 | $932 |
| $100,000 to $124,999 | $590 | $626 |
| $200,000 to $249,999 | $1,186 | $1,257 |
| $500,000 to $749,999 | $3,603 | $3,820 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Brownsville, FL | $1,227 | $892 |
| Palm Springs North, FL | $2,325 | $1,689 |
| Olympia Heights, FL | $2,275 | $1,654 |
| Westwood Lakes, FL | $2,025 | $1,472 |
| Tamiami, FL | $1,119 | $814 |
| Palmetto Estates, FL | $1,654 | $1,202 |
| Broadview Park, FL | $1,337 | $971 |
| Plantation, FL | $1,412 | $1,026 |
| Leisure City, FL | $853 | $620 |
| Delray Beach, FL | $1,339 | $973 |
| Coverage Value | Average Miami, FL Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $2,160 |
| $1500,000 to $2000,000 | $4,927 |
| $100,000 to $124,999 | $590 |
| $1000,000 to $1499,999 | $4,589 |
| $750,000 to $999,999 | $4,167 |