What Makes Your Monroe County, FL Home Insurance Cheap or Expensive

Monroe County, FL homeowners insurance rate is about $1484 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Monroe County, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
W Shore Dr, 4th Avenue Ocean, Gulfstream Blvd, 107th Street Ocean, 7 Avenue Gulf, Aviation Blvd, 109th St, Bluefin Dr, W 75th St Ocean, 5th Ave Ocean $1,747
Poincianna Rd, Nathalie Rd, Bahih Honda Rd, Freedom Ln, Hammock Dr, Hawk Ln, Palmetto Ct, Seagrape Ter, Driftwood, Coconut Hwy $1,722
Fishermans Trl, Blackbeard Dr, Holiday Blvd, Lazy Ln, S Ocean Shores Dr, Lauderdale Dr, St Thomas Ave, Ocean Way, Florida Dr, Ocean Bay Dr $4,157
Ocean Vw, 66th St, Saunders Ln, Camino Real St, 70th St, Corte del Brisas, E 63rd Street Ocean, Santa Barbara, Copa D Oro W, Anglers Dr N $1,874
Shaw Dr, 6th Ln, Sound Dr, Bostwick Dr, Transylvania Ave, Lime Dr, Tarpon Basin Dr, Harry Davis Cir, Valencia Rd, Gordon Cir $1,717

Cost of Monroe County, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Collier County, FL $316200 40 year old $1,519
Verona Walk, FL $358600 30 year old $2,756
Naples Manor, FL $150100 50 year old $1,044
Florida City, FL $110800 50 year old $849
Country Walk, FL $277000 50 year old $2,320
Richmond West, FL $250200 30 year old $1,469
Tamiami, FL $255500 40 year old $1,423
Immokalee, FL $274300 30 year old $1,520

Monroe County, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $1,709 $1,812
$300,000 to $399,999 $1,317 $1,396
$500,000 to $749,999 $2,188 $2,319
$175,000 to $199,999 $592 $627
$1000,000 to $1499,999 $2,786 $2,953

Cost of Home insurance with Deductible Scenarios in Monroe County, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Collier County, FL $1,463 $1,063
Verona Walk, FL $2,682 $1,949
Naples Manor, FL $994 $722
Florida City, FL $808 $587
Country Walk, FL $2,208 $1,605
Richmond West, FL $1,430 $1,039
Tamiami, FL $1,370 $996
Immokalee, FL $1,479 $1,075

Monroe County, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Monroe County, FL Homeowners Insurance ($)
$100,000 to $124,999 $344
$1000,000 to $1499,999 $2,786
$750,000 to $999,999 $2,530
$175,000 to $199,999 $592
$1500,000 to $2000,000 $2,991

How can I Make My Monroe County, FL Home Insurance Cheaper

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